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Insurance on 2 cars (No NCB on 2nd car ?)

  • 02-05-2013 3:06pm
    #1
    AugustusMinimus
    Registered Users, Registered Users 2 Posts: 4,564 ✭✭✭


    I have insurance at the moment with a well known Irish insurance broker. Been with them now for about 3 or 4 years I'd say.

    Never had an accident in that time and I have a maximum no claims discount of 6 years. Anyways, the plan was to insure my new car for the full year and cancel my old policy once my old car has been sold.

    Gave them a ring and it turns out even though I have 6 years no claims discount, this NCB cannot apply to a 2nd car I am insuring with them. How does this make any sense.

    They know I'm a safe driver, they know I have 6 years no claims and yet they are forcing me to have 0 years no claims on the 2nd policy. Is this correct or is this just a misunderstanding. I cannot fathom how this is correct.


Comments

  • #2
    tin79
    Closed Accounts Posts: 1,270 ✭✭✭tin79


    Its correct but some companies will consider mirrored NCB on a second car. Ring around.


  • #3
    AugustusMinimus
    Registered Users, Registered Users 2 Posts: 4,564 ✭✭✭AugustusMinimus


    tin79 wrote: »
    Its correct but some companies will consider mirrored NCB on a second car. Ring around.

    Problem is that my insurance on the old car isn't up until August.

    The only way I could do that is to cancel my current policy on car 1 and move to a different company who would mirror the NCB.


  • #4
    hi_im_fil
    Registered Users, Registered Users 2 Posts: 889 ✭✭✭hi_im_fil


    Do some companies mirror NCB even if you don't have a current policy with them but want to insure the second car with them?


  • #5
    spodoinkle
    Registered Users, Registered Users 2 Posts: 308 ✭✭spodoinkle


    hi_im_fil wrote: »
    Do some companies mirror NCB even if you don't have a current policy with them but want to insure the second car with them?

    Unlikely, both policies usually have to be with the one company for this benefit


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