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Laser card

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  • 18-04-2013 4:39pm
    #1
    thesultan
    Registered Users Posts: 2,676 ✭✭✭


    Well always had the convince of using a local bank but that has changed in the last few months and have to go to a neighbouring town. I have a laser maestro card and was using a V card. V card with the money on it lasted only three months. Is it worth my while getting a credit card and what alternatives are there? What is the cost per usage of a credit card etc...


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    #2
    IM0
    Closed Accounts Posts: 5,390 ✭✭✭IM0


    are the beams red that it shoots?


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    #3
    1ZRed
    Closed Accounts Posts: 7,293 ✭✭✭1ZRed


    The Irish laser card is a piece of shoite. Get a debit Visa card instead.


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    #4
    Banjo String
    Closed Accounts Posts: 14,380 ✭✭✭✭Banjo String


    Better suited in banking forum op


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    #5
    IM0
    Closed Accounts Posts: 5,390 ✭✭✭IM0


    1ZRed wrote: »
    The Irish laser card is a piece of piss. Get a debit Visa card instead.

    you meant shit, or are you saying its easy :confused:


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    #6
    Seachmall
    Registered Users Posts: 7,041 ✭✭✭Seachmall


    Do you not have the option of getting a debit card (Visa or whatever)?


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    #7
    recyclebin
    Registered Users Posts: 3,502 ✭✭✭recyclebin


    Laser is being phased out and replaced by Visa debit. There is no need for a credit card unless you have no money in your account.


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    #8
    1ZRed
    Closed Accounts Posts: 7,293 ✭✭✭1ZRed


    IM0 wrote: »
    you meant shit, or are you saying its easy :confused:

    Autocorrect is just fuking me for a laugh now I think :confused:


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    #9
    smash
    Closed Accounts Posts: 34,809 ✭✭✭✭smash


    Yea, Visa debit is what you need.


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    #10
    666irishguy
    Closed Accounts Posts: 469 ✭✭666irishguy


    Just tell them you lost the card and they will send you out a shiny new VISA debit card because they are replacing Laser. Laser is a joke.


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    #11
    Jester144
    Registered Users Posts: 90 ✭✭Jester144


    A credit card has government levy of 30 euro each year. Is there a levy for a debit card?


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    #12
    marcus2000
    Registered Users Posts: 400 ✭✭marcus2000


    recyclebin wrote: »
    There is no need for a credit card unless you have no money in your account.

    I prefer credit card to debit card - my bank is now charging 20c per transaction and that includes all debit card transactions. If I use my credit card, you just pay the one transaction at month end, to clear the credit card.:)


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    #13
    marcus2000
    Registered Users Posts: 400 ✭✭marcus2000


    Jester144 wrote: »
    A credit card has government levy of 30 euro each year. Is there a levy for a debit card?

    €2.50 per year per ATM card
    €2.50 per year per debit (Laser) card
    €5 per combined (ATM & debit) card


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    #14
    jethro081
    Registered Users Posts: 556 ✭✭✭jethro081


    Jester144 wrote: »
    A credit card has government levy of 30 euro each year. Is there a levy for a debit card?

    yeah, it's a fiver. two fifty for the point of sale feature, and two fifty for atm withdrawels.


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    #15
    Seachmall
    Registered Users Posts: 7,041 ✭✭✭Seachmall


    Jester144 wrote: »
    A credit card has government levy of 30 euro each year. Is there a levy for a debit card?

    There's a €2.50 charge annually if you use it at an ATM and another €2.50 if you use it at a till. So a maximum annual levy of €5.


    Edit - Beaten to it. Twice.


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    #16
    ScumLord
    Registered Users Posts: 28,789 ✭✭✭✭ScumLord


    AIB are rolling out visa debit, they've only been at it a year as far as I can tell so give them some time. Posting stuff is hard.


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    #17
    thesultan
    Registered Users Posts: 2,676 ✭✭✭thesultan


    so Visa debit is the way with €5 charge per year? The standard maestro one won't let me purchase from a .com site. Will Visa debit allow such a transaction?


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    #18
    Mazeire
    Closed Accounts Posts: 453 ✭✭Mazeire


    thesultan wrote: »
    so Visa debit is the way with €5 charge per year? The standard maestro one won't let me purchase from a .com site. Will Visa debit allow such a transaction?

    Yes it will. It will ask you for the CCV number at the back to authorise the purchase.


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    #19
    Chuck Stone
    Closed Accounts Posts: 13,030 ✭✭✭✭Chuck Stone


    ****ING BANKERS.


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    #20
    blade1
    Registered Users Posts: 12,155 ✭✭✭✭blade1


    thesultan wrote: »
    so Visa debit is the way with €5 charge per year? The standard maestro one won't let me purchase from a .com site. Will Visa debit allow such a transaction?
    Yes it will!
    It will work all over the world!
    However I tried to pay the taxman over the phone with it and they would not accept it.
    The reason they gave was because they charge you when you pay by credit card but as it is debit card they couldn't charge me so I had to pay by direct debit.


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