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AIB advantage account fees

  • 10-04-2013 11:06am
    #1
    messinkiapina
    Registered Users, Registered Users 2 Posts: 2,167 ✭✭✭


    I just got a letter in the door about this fee free current account for over 60's. Is it just in branch transactions that are fee free? Or are ATM and debit card transactions free too?


Comments

  • #2
    wmpdd3
    Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    Its basically the free banking we used to have, my parents have it.

    You only pay for overdraft, missed DD etc.


  • #3
    yellowlabrador
    Registered Users, Registered Users 2 Posts: 1,192 ✭✭✭yellowlabrador


    My friend also got a letter, telling him that they are transferring his savings account to this account. This seems to be a current account though. It's his rainy day money and he's not happy. He wants a plain old savings account without bells and whistles or cards. The option is close the account or accept their terms. Any advice? He doesn't trust current accounts because of the overdraft possibilities.


  • #4
    murphaph
    Registered Users, Registered Users 2 Posts: 19,050 ✭✭✭✭murphaph


    yellowlabrador wrote: »
    My friend also got a letter, telling him that they are transferring his savings account to this account. This seems to be a current account though. It's his rainy day money and he's not happy. He wants a plain old savings account without bells and whistles or cards. The option is close the account or accept their terms. Any advice? He doesn't trust current accounts because of the overdraft possibilities.
    He should open a proper savings account and get some interest. Check out http://www.askaboutmoney.com/showthread.php?t=90481


  • #5
    yellowlabrador
    Registered Users, Registered Users 2 Posts: 1,192 ✭✭✭yellowlabrador


    murphaph wrote: »
    He should open a proper savings account and get some interest. Check out http://www.askaboutmoney.com/showthread.php?t=90481

    That's th issue he has a savings account and they want to turn it into a current account.


  • #6
    murphaph
    Registered Users, Registered Users 2 Posts: 19,050 ✭✭✭✭murphaph


    yellowlabrador wrote: »
    That's th issue he has a savings account and they want to turn it into a current account.
    I dare say his "savings" account attracts woeful interest. Better to open a proper demand or term deposit account.

    The Cashsave accounts (I had one) that were converted to current accounts had puny interest even when rates were much higher.

    Look at KBC (more traditional, limited internet banking, prefer to deal with you by post/telephone) or Nationwide UK Ireland.

    It might only be a couple of hundred interest a year but it's better than nothing!


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