Vintage Insurance

L-M

Does anyone know any shape or form of insurance company that will insure Vintages for under 25's?

There must be some way or another around it.

kasper

you could try fbd on a normal car policy I have my 28 year old car as a daily driver with them a lot of companies wont quote for cars over 10 years old , 123.ie informed me my car was a foreign reg because it didn't start with a zero or a one

Thinkingaboutit

I would try Carole Nash, brokers for Groupama.

If you look at the sample conditions below being under 25 might exclude you from benefits like the hire of a car if your classic breaks down, but the wording seems to indicate that being under 25 is not a bar to cover of a classic car. I found them massively better than AXA, and although later did offer a close offer, Carole Nash have very good breakdown cover. Like most classic policies you need some sort of primary vehicle that isn't a classic like a van or maybe (in my case) many motorbikes. I only covered my classic with them over 25, but I'd ring to see.

http://ireland.carolenash.com/resources/IRELAND-Car-PW-July-2012.pdf

@Kasper, I find a lot of call centre staff either can barely cope their company system, or they make things up, but that dim bulb in 123.ie takes some beating. Have they ever seen a car with 98 D?:D

corktina

there is a waa round it but it wont be any cheaper than insuring a newer car. The Companies are all wise to any attempt by an under 25 to get cheaper insurance by this route if that is the intention

L-M

Absolutely no intention of trying to Get cheaper insurance.

My Dad has three classics and were always out on runs, going to shows etc. When I could be driving one, I'm left ton the passenger seat.

Money isn't the problem here's its just me having insurance.

I was going to buy myself a classic to have anyway which would obviously work out more expensive anyway.

MidlandsM

part time trade policy LM ?

corktina

Limerick man wrote: »

Absolutely no intention of trying to Get cheaper insurance.

My Dad has three classics and were always out on runs, going to shows etc. When I could be driving one, I'm left ton the passenger seat.

Money isn't the problem here's its just me having insurance.

I was going to buy myself a classic to have anyway which would obviously work out more expensive anyway.

surely not a problem getting insurance, just you wont get Classic Cover. You'll have to pay top price for an ordinary policy with no NCB. Many firms wont touch older cars but several will.

L-M

corktina wrote: »

surely not a problem getting insurance, just you wont get Classic Cover. You'll have to pay top price for an ordinary policy with no NCB. Many firms wont touch older cars but several will.

I have 5 years Ncb. Taking out my own policy on them isn't an option as they're not my cars, if its the case there's no way around it I'll just have to buy an E30 or the likes.

cplwhisper

pleasure doing business...

L-M

Pleasure was all mine Thanks

Kenny Logins

Did ye mean to PM that?

corktina

Limerick man wrote: »

I have 5 years Ncb. Taking out my own policy on them isn't an option as they're not my cars, if its the case there's no way around it I'll just have to buy an E30 or the likes.

well you wont get classic cover without a main car so I assumed you already had one.If you were to take out a second ordinary policy you couldn't use your NCB twice, so it would be full price.

L-M

corktina wrote: »

well you wont get classic cover without a main car so I assumed you already had one.If you were to take out a second ordinary policy you couldn't use your NCB twice, so it would be full price.

Its a company van.