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More People putting in claims....

  • 27-03-2013 10:21am
    #1
    MidlandsM
    Banned (with Prison Access) Posts: 5,737 ✭✭✭


    I read yesterday that PIAB are concerned in a spike of claims being submitted to them, and the culture surrounding "easy money claims" ......

    ......but is it any wonder with the standard of driving in Ireland too?

    Like in the last 2 weeks, I'll nearly been knocked down as a pedestrian by a VW transporter van in a car park, walking over a zebra crossing and the guy in the van proceeded to drive on, nearly hit me - but he did'nt see me as he was on the phone (up to the ear)

    Then yesterday, i was walking into the motor factors (as you do) and a Vw lupo nearly reversed over me on the public footpath.....she never looked in her mirror.......

    in both case's, if i was dodgy, I could have easily thrown myself at these vehicles, lay down on the ground, moaned in agony, and called my solicitor! its the fecking easy really, too easy.

    so, whilst yes - there is a claims culture out there (we all know someone bragging about having a claim in etc) but the standard of driving has to improve here too before we see an improvement.

    Discuss....


Comments

  • #2
    dar83
    Registered Users, Registered Users 2 Posts: 7,106 ✭✭✭dar83


    I actually don't know anyone personally bragging about having a claim in. Sounds like you need to stop hanging around with used car dealers all the time. :pac:

    (I kid :P )


  • #3
    JP 1800
    Registered Users, Registered Users 2 Posts: 389 ✭✭JP 1800


    I do see the correlation here, just avoid VWs and you will be fine


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    MidlandsM wrote: »
    I read yesterday that PIAB are concerned in a spike of claims being submitted to them, and the culture surrounding "easy money claims" ......

    ......but is it any wonder with the standard of driving in Ireland too?
    Has the standard of driving here suddenly got worse? I'd imagine the spike has more to do with our current economic woes.


  • #5
    blastman
    Registered Users, Registered Users 2 Posts: 5,451 ✭✭✭blastman


    Any claim of ten grand or less isn't worth the insurance company's time and money to contest in court, that's why a lot of claims are in the the 5-10 thousand area. I've learnt this from bitter experience....


  • #6
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    anniehoo wrote: »
    ...........and its now at the court stage.
    I would earnestly suggest you ask for your posts to be removed and cease discussion about it so as these comments could be seen as Prejudicing the case. :)


    In relation to the OP, I am concerned that PIAB are concerned. Their book of quantum is excessive in it's valuations and the whole process does nothing but prompt a revenue spin and endorse an end result of litigation.


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  • #7
    anniehoo
    Registered Users, Registered Users 2 Posts: 6,597 ✭✭✭anniehoo


    MugMugs wrote: »
    I would earnestly suggest you ask for your posts to be removed and cease discussion about it so as these comments could be seen as Prejudicing the case. :)
    .
    I havent mentioned names, car makes or Insurance companies so im not liabiling anyone here.


  • #8
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    anniehoo wrote: »
    I havent mentioned names, car makes or Insurance companies so im not liabiling anyone here.

    PM sent :)


  • #9
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    MugMugs wrote: »
    I would earnestly suggest you ask for your posts to be removed and cease discussion about it so as these comments could be seen as Prejudicing the case. :)
    anniehoo wrote: »
    I havent mentioned names, car makes or Insurance companies so im not liabiling anyone here.
    MugMugs wrote: »
    PM sent :)

    Cheers Mugs, after speaking with anniehoo, i've removed those posts.


  • #10
    ironclaw
    Registered Users, Registered Users 2 Posts: 8,004 ✭✭✭ironclaw


    Anan1 wrote: »
    I'd imagine the spike has more to do with our current economic woes.

    That was my thinking. If you were a dead weight to society and needed cash quick, personal injury claims are certainly a good route.


  • #11
    rocky
    Registered Users, Registered Users 2 Posts: 2,977 ✭✭✭rocky


    dashcam


    get one :)


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  • #12
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    ..I saw a report on TV last night myself.

    That solr's aren't allowed tout for this business has coincided with a plethora of claims 'agencies' or 'handlers' appearing that do tout for business.

    Coincidence, or arms-length mechanisms I wonder.............???


    In general though, the increase in claims has more to do with people being under more financial pressure, seeking recompense at any available opportunity, which is more an economic phenomenon than anything else.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #13
    lomb
    Registered Users, Registered Users 2 Posts: 6,017 ✭✭✭lomb


    The 'claimaints', 'lawyers' everytime they look in the mirror I hope they see a thief. Insurance premiums are too high and one of the reasons is fraudulant claims. The costs are built into the premium, the insurers know they are insuring bad drivers/crooks, but they want the cash also so build it in ,sad but true.


  • #14
    lomb
    Registered Users, Registered Users 2 Posts: 6,017 ✭✭✭lomb


    galwaytt wrote: »
    In general though, the increase in claims has more to do with people being under more financial pressure, seeking recompense at any available opportunity, which is more an economic phenomenon than anything else.

    More to do with living in a developed economy with many wants and supposed needs and limited funds to pay for them.


  • #15
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    I think PIAB themselves are to blame in part with the glitzy website which is similar to these "claims management" companies...

    e.g:
    http://www.injuriesboard.ie/eng/Claim-Case-Studies/Motor-Accident-Claims/

    They also rebranded as "Injuriesboard.ie" instead of the nondescript PIAB!

    If people actually did have to go to court and risk an award of costs against them then I bet they would be more careful. As it is PIAB is a completely risk free venture.


  • #16
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    galwaytt wrote: »
    ..I saw a report on TV last night myself.

    That solr's aren't allowed tout for this business has coincided with a plethora of claims 'agencies' or 'handlers' appearing that do tout for business.

    Coincidence, or arms-length mechanisms I wonder.............???

    We (I'm a solicitor!) were never allowed to tout for business. The claims handlers are a UK development which seems to be spreading here. As solicitors firms are not allowed have non-solicitor shareholders, few would have the mega bucks to market a claims agency and so I think there is no connection.


  • #17
    visual
    Closed Accounts Posts: 3,267 ✭✭✭visual


    Prelude to insurance prices rising


  • #18
    Leprechaun77
    Registered Users, Registered Users 2 Posts: 498 ✭✭Leprechaun77


    visual wrote: »
    Prelude to insurance prices rising

    I think this is most probably the case, and maybe also an early defence around gender neutral pricing which, from what i hear, is being abused by insurers (not surprising really).

    Having seen how some of these newspaper articles are written/sourced, I always look to see the source/vested interest behind it. I have seen how marketing departments work in these organisations (insurers), in conjunction with PR companies. What might seem like a genuine article may in fact be drafted by a vested interest third party, and sometimes journalists will roll with it for column inches if they feel it is of interest to the public.


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