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Do any bicycle shops do credit options?

  • 26-03-2013 10:59am
    #1
    RoboRat
    Registered Users, Registered Users 2 Posts: 2,559 ✭✭✭


    I have just finished paying for my first bike through the bike to work scheme and I am really into cycling now. I got a Defy 4 and although its fine, I would like to get something a bit better and definitely more lightweight - I am 6 foot and just under 16 stone so the lighter the bike the better.

    I am not in the position to shell out a ton of cash but I would be able to pay weekly as I have been doing so for the last year anyhow. Do any shops offer this kind of credit facility?

    I see that ribble do it but is that applicable to Ireland?


Comments

  • #2
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,243 Mod ✭✭✭✭godtabh


    I'd also like to know this as well


  • #3
    brayblue24
    Closed Accounts Posts: 1,700 ✭✭✭brayblue24


    I emailed Merlin or Hargroves, can't remember which, last year with this question and the answer was an emphatic No.
    That said it may have been their policy alone. I'm assuming you'd be essentially taking out a loan for the bike so I expect that's the stumbling block-in case you should default you'd be harder to find than somebody on the "mainland" ;)

    However, if you get a positive response from someone I'd be happy to give them custom


  • #4
    shaka
    Registered Users, Registered Users 2 Posts: 1,085 ✭✭✭shaka


    Think ribble would do it here


  • #5
    Harrybelafonte
    Closed Accounts Posts: 6,450 ✭✭✭Harrybelafonte


    Duffs in Santry seem to. Neighbour paid for his that way.


  • #6
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,243 Mod ✭✭✭✭godtabh


    shaka wrote: »
    Think ribble would do it here

    as in it would make sense for them to do it but they dont? I just dropped them an email to see what the story is


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  • #7
    spyderski
    Registered Users, Registered Users 2 Posts: 1,270 ✭✭✭spyderski


    Lads, no credit/finance company in the UK is going to lend to a customer in Ireland. The UK bike retailers all use 3rd party finance providers, who process finance applications like a bank, ie do credit checks etc. They will not lend to someone outside the country - you might as well ask a US retailer for finance.


  • #8
    Boardnashea
    Registered Users, Registered Users 2 Posts: 867 ✭✭✭Boardnashea


    Take the opportunity to visit your local credit union. Open an account and get regular savings in for a couple of months and then apply for your loan.
    You will probably get much better value going to your bike shop with cash anyway.


  • #9
    Harrybelafonte
    Closed Accounts Posts: 6,450 ✭✭✭Harrybelafonte


    spyderski wrote: »
    Lads, no credit/finance company in the UK is going to lend to a customer in Ireland. The UK bike retailers all use 3rd party finance providers, who process finance applications like a bank, ie do credit checks etc. They will not lend to someone outside the country - you might as well ask a US retailer for finance.

    Dolan will as far as I know.


  • #10
    CramCycle
    Moderators, Sports Moderators Posts: 25,516 Mod ✭✭✭✭CramCycle


    Harrybelafonte wrote: »
    Dolan will as far as I know.

    Dolan do and have interest free options for the shorter term pay offs.


  • #11
    spyderski
    Registered Users, Registered Users 2 Posts: 1,270 ✭✭✭spyderski


    From the Dolan Website: http://www.dolan-bikes.com/index.php?route=information/information&information_id=12


    FINANCE
    FINANCE IS ONLY AVALIABLE TO UK CUSTOMERS

    FINANCE IS NOT AVALIABLE ON ANY CLEARENCE ITEMS

    (Their spelling, not mine!)


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  • #12
    Harrybelafonte
    Closed Accounts Posts: 6,450 ✭✭✭Harrybelafonte


    spyderski wrote: »
    From the Dolan Website: http://www.dolan-bikes.com/index.php?route=information/information&information_id=12


    FINANCE
    FINANCE IS ONLY AVALIABLE TO UK CUSTOMERS

    FINANCE IS NOT AVALIABLE ON ANY CLEARENCE ITEMS

    (Their spelling, not mine!)

    Funny, they were definitely doing it last year. Unless it's only cos they were phoned about it.


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