Guitar finance options in Ireland?

acidskiffle

Just wondering if anyone knows of any Irish music shops doing guitar finance options with decent interest rates? After a Gibson ES-335 in particular.

Ravelleman

Ugh, debt.

martinedwards

seriously?

don't go there.

I know this will sound like something out of little house on the Prarie........

but save up.

acidskiffle

Never thought of that thanks.

Dord

Save up, and/or buy used. If you look well you can pick up clean used guitars for not very much. Last year I got a 10 year old guitar for a song that still had the plastic on the pickguard. It had some surface scratches but I polished that out in just a few minutes. It looks as new, if not better. If you use your noggin you won't have to get into debt.

Squidgy Black

You could always get a credit union loan if you desperately wanted/needed the guitar immediately.

You're better off saving for it though, and picking one up second hand.

Grolschevik

Whatever about whether something like this would be a good idea, or whether the OP should save up instead, that's not what he asked about.

And I'd be interested in knowing the answer -- not because I'd wish to avail of finance -- but just to know how shops might be responding to the recession.

So: does anyone know if any music shops offering finance?

Gaspode

I've never come across a music shop in Dublin offering this service anyway in 30 years of frequenting them. That's not to say it's definitely not there, but it seems unlikely - finance is so profitable for the vendor and loan company (though mainly for the loan company) that where this is available they usually push it as an option.

Dord

Gaspode wrote: »

I've never come across a music shop in Dublin offering this service anyway in 30 years of frequenting them. That's not to say it's definitely not there, but it seems unlikely - finance is so profitable for the vendor and loan company (though mainly for the loan company) that where this is available they usually push it as an option.

A now closed Dublin guitar shop used to provide finance at extortionate rates on ESP & LTD guitars... that's the only one I've ever heard of doing it here.

Grolschevik

Dord wrote: »

A now closed Dublin guitar shop used to provide finance at extortionate rates on ESP & LTD guitars... that's the only one I've ever heard of doing it here.

Were they on the north quays?

Dord

I believe so.

Brave Badger

I don't thinks anyone in Ireland does it.

As my Dad says ......'If you can't save up for it, you can't afford it'.....

macpac26

I dont think any do finance. Dublin Guitar Centre let you put guitars on layaway. 15% deposit and the balance in 60 days. Thats the best ive seen so far. UK stores offer way better finance deals than here.

68 lost souls

Most shops do the layaway macpac. In terms of the finance it would end up just costing you way more. If you really really want finance for a guitar you would be better off trying to get a loan from a bank or building society but the best bet is to save up and pay cash when you have it. Instrumental was the shop that did finance on ESP and the likes but it was about 25% more expensive to buy it that way.