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Loan for unemployed.

  • 06-03-2013 3:05pm
    #1
    cautiouscarguy
    Closed Accounts Posts: 36 ✭


    Quick question.

    Where could an unemployed person with zero savings history in credit union/bank be eligible for a loan.

    Its a 1000 euro loan (can be paid back in 3-4 months) however a few K worth of paintings and antiques will gladly be used as collateral.


Comments

  • #2
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Pawn shop?


  • #3
    Scortho
    Closed Accounts Posts: 3,876 ✭✭✭Scortho


    cautiouscarguy wrote: »
    Quick question.

    Where could an unemployed person with zero savings history in credit union/bank be eligible for a loan.

    Its a 1000 euro loan (can be paid back in 3-4 months) however a few K worth of paintings and antiques will gladly be used as collateral.

    The only place that would give it to you is providence but they go up to 500 I think and charge obscene amounts of interest.

    As Peteb2 said a pawnshop would definitely be an option. They're fairly well regulated (there's only a handful left) breretons on capel st and Carthys on Marlborough st. I'd stay away from the likes of cash converters.

    Op you really should open a credit union account and build up a small (couple of hundred) in savings with them. They're your best bet for a loan.


  • #4
    faceache
    Registered Users, Registered Users 2 Posts: 28 ✭faceache


    Try your local credit union, while most have minimum savings times some will look at an application immediately after opening account as an exceptional case if outside their normal criteria.


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