Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Car loan application from company?

  • 04-03-2013 7:25pm
    #1
    batistuta9
    Registered Users, Registered Users 2 Posts: 8,366 ✭✭✭


    If i apply for a loan from a car manufacturer/garage are they able to see my credit history/rating from banks, etc.

    they said they'll preform a credit check, can they do this & what could they see, etc.?


Comments

  • #2
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    batistuta9 wrote: »
    If i apply for a loan from a car manufacturer/garage are they able to see my credit history/rating from banks, etc.

    they said they'll preform a credit check, can they do this & what could they see, etc.?

    Yes they can, they'll have some arrangement be it with e.g VW finance or a third party finance house and they will do the checks.


  • #3
    batistuta9
    Registered Users, Registered Users 2 Posts: 8,366 ✭✭✭batistuta9


    actually it is VW that's the garage/seller, so they're able to see loan, mortgages repayments, stuff like that from the ICB (is it) ?


  • #4
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    batistuta9 wrote: »
    actually it is VW that's the garage/seller, so they're able to see loan, mortgages repayments, stuff like that from the ICB (is it) ?
    Yes VW finance can see the details of your credit report with the ICB as they are a registered finance provider, they request a copy of your report from the ICB


Advertisement