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JSA & Renting Spare room

  • 19-02-2013 10:26am
    #1
    Steve2007
    Registered Users, Registered Users 2 Posts: 37 ✭


    I'm in receipt of JSA. I'm struggling to meet my mortgage payments. Therefore I was thinking of renting out my spare room. This income used to be tax free & I believe this is still the case. However would this rental income be considered means & deducted from my JSA?:confused:


Comments

  • #2
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Property personally used

    The house in which you live is not included in the assessment of your means unless you are getting an income from it. If you have rented a room in the house, that income is assessed but the capital value of your home is not.


    From here http://www.citizensinformation.ie/en/social_welfare/irish_social_welfare_system/means_test_for_social_welfare_payments/means_test_for_jobseekers_allowance.html


  • #3
    Steve2007
    Registered Users, Registered Users 2 Posts: 37 ✭Steve2007


    Thank you MP22. So my plan to rent out spare room would be pointless, if its going to be means tested and deducted from my JSA.


  • #4
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Steve2007 wrote: »
    Thank you MP22. So my plan to rent out spare room would be pointless, if its going to be means tested and deducted from my JSA.
    That's something you will have to decide.You would need to see if there is a disregard on the rental income.ie
    To do this take your assessable weekly earnings (see above) and deduct €20 per day for each day you have worked up to a maximum of €60 (3 days). Next get 60% of the balance. This amount is your weekly means from work.

    From here http://www.citizensinformation.ie/en/social_welfare/irish_social_welfare_system/means_test_for_social_welfare_payments/work_and_jobseekers_allowance.html

    Your local office should be able to tell you.


  • #5
    Sue Ellen
    Registered Users, Registered Users 2 Posts: 461 ✭✭Sue Ellen


    There would be no disregard in this case. It would be € for €.


  • #6
    Kristopherus
    Registered Users, Registered Users 2 Posts: 11,907 ✭✭✭✭Kristopherus


    Steve2007 wrote: »
    I'm in receipt of JSA. I'm struggling to meet my mortgage payments. Therefore I was thinking of renting out my spare room. This income used to be tax free & I believe this is still the case. However would this rental income be considered means & deducted from my JSA?:confused:

    Have you applied for mortgage interest relief from DSFA? If no contact your local Community Welfare Officer.


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