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Pension Entitlements

  • 18-02-2013 6:29pm
    #1
    trendy88
    Registered Users, Registered Users 2 Posts: 205 ✭✭


    My mother has 2 years PRSI paid as an self-emplyed worker in the late 80s. She then stopped working for 18 years in order to raise a family. She returned to work in 2009 and based on my calculations will turn 66 just 2 months shy of qualifying for the contributory old age pension? Am i correct in my assessment that she will not be entitled to the pension on this basis. Is there any way she could make up the two months. She will not be eligible for the non-contributory pension.


Comments

  • #2
    ResearchWill
    Closed Accounts Posts: 4,111 ✭✭✭ResearchWill


    trendy88 wrote: »
    My mother has 2 years PRSI paid as an self-emplyed worker in the late 80s. She then stopped working for 18 years in order to raise a family. She returned to work in 2009 and based on my calculations will turn 66 just 2 months shy of qualifying for the contributory old age pension? Am i correct in my assessment that she will not be entitled to the pension on this basis. Is there any way she could make up the two months. She will not be eligible for the non-contributory pension.

    I think she maybe able to make voluntary contributions, best check with local Social Welfare office or Citizens Information.


  • #3
    looksee
    Registered Users, Registered Users 2 Posts: 29,205 ✭✭✭✭looksee


    Before she buys anything you need to check that out further. I had 4 years full stamps, 4 years minimum parttime stamps, around 8 years minimum self employed and 8 years part time, full stamp. My contributory OAP comes to around €21 a week.


  • #4
    cerastes
    Closed Accounts Posts: 3,601 ✭✭✭cerastes


    looksee wrote: »
    Before she buys anything you need to check that out further. I had 4 years full stamps, 4 years minimum parttime stamps, around 8 years minimum self employed and 8 years part time, full stamp. My contributory OAP comes to around €21 a week.

    I know Im reviving an old thread, but this is some of what I want to make an enquiry about.
    Basically, Im not employed now, havent had a job for a few years, when I moved in with my partner, my social welfare was cut, I appealed due to our financial circumstances, but was left waiting for more than 6 months, in the end I went and put myself down as the main carer for our young child as partner was returning to work.

    While I was keeping an eye out for work, its been of a haphazard nature as minding a child is more full on then I had realised, basically no time to do anything else.
    At the time of going as main carer, I was told Id be able to get a state pension being the main carer for a child, as I heard this would be the case if the mother stayed at home, although Im not sure how much pension Id get. I had 17 years of full contributions prior to that with small breaks near the end, basically since I had left school.
    recently, I asked about putting myself back on JA to sign on, even if receiving nothing as I was going to start seeking any employment but will be looking fulltime, with the aid of a relative to look after our child.

    I was told I wouldnt be entitled to go back on JA, or that I would not be entitled to even a state pension under my circumstances, even though its different to what I was told before. I cant get any assistance for courses or training as a person not on the live register even though Ive effectively been unemployed for years, but am not allowed back on it??

    Am I entitled to a pension as I stand, I plan for finding work but, I just dont know if it will happen.


  • #5
    LegacyUser
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    People who leave the workforce for periods spent caring can have gaps in their insurance records which can affect their entitlement to a State Pension (Contributory) at age 66. The Homemaker's scheme, introduced in April 1994, allows for periods spent providing full-time care to children up to 12 years of age or an incapacitated person to be taken into account for pension purposes.It does not provide social welfare payments while homemaking.

    The above came from welfare.ie.
    If you put homemakers into the serch area of www.welfare.ie you should be able to get more information on this this.
    I think the section that deal with this are based in Sligo.
    I would find there phone number. Give them you pps number, tell them when and where you last worked and ask them what information they need from you in regards to you getting your stamps up to date for your state pension.

    I would get the name of every person you speak to in regards to this, keep copies of any thing you send to them and be ready to go to your local td if they give you the run around.
    You are doing the right thing now in getting this sorted out as it may take some time to get a job.


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