Insurance on a UK reg

done4now

I am currently living and working in Belfast but I am planning on moving out of NI in the next year. I was thinking of replacing my dads cars for him while I am in the UK as I know I can buy a car and have it for at least 6 months before I can transfer it to Irish plates without paying any VRT but I was wondering would I be able to insure my dad (with an address in ROI) on the car while it had UK plates?

sunnysoutheast

done4now wrote: »

I am currently living and working in Belfast but I am planning on moving out of NI in the next year. I was thinking of replacing my dads cars for him while I am in the UK as I know I can buy a car and have it for at least 6 months before I can transfer it to Irish plates without paying any VRT but I was wondering would I be able to insure my dad (with an address in ROI) on the car while it had UK plates?

I think you will have to prove that this is a genuine transfer of residence to avail of the VRT exemption, i.e. job offer, property lease agreement etc.

You also won't be able to sell/transfer the car for a year after bringing it in.

I don't see why you couldn't insure your dad as a named driver on your insurance as long as his licence was valid, my (Irish-resident) wife was named on mine on a UK car. I assume that's what you mean?

number10a

My dad had his sister who lives in England insured on the car so she could use it whenever she'd come to visit. I'd assume it's similar in the reverse situation.

CiniO

sunnysoutheast wrote: »

I think you will have to prove that this is a genuine transfer of residence to avail of the VRT exemption, i.e. job offer, property lease agreement etc.

You also won't be able to sell/transfer the car for a year after bringing it in.

I don't see why you couldn't insure your dad as a named driver on your insurance as long as his licence was valid, my (Irish-resident) wife was named on mine on a UK car. I assume that's what you mean?

He most likely will be able to insure his dad a a named driver on his NI policy. The only problem is that his dad will be able to drive this car nearly anywhere in Europe except from ROI where he is resident.

ardmacha

If the OP is planning on changing his residence and giving it to his Dad, remember that he will have to be the owner of the car for one year. Given the age groups probably involved this would mean more expensive insurance than if his Dad had the car registered in his name.