I got rear-ended!

Totofan99

I got rear-ended. The guy seemed pretty sound about it. He admitted liability and told me to get a quote for the damage and he'd pay. I got a quote. It's almost 900. Rang him up today and he said that was ridiculous quote. He wants this guy that he knows, "a friend of a friend", to look at it and repair it. Do I have to agree to this? Or does he have to pay the 900 and that's the end of it?

Any advice or similar stories would be much appreciated!

TouchingVirus

Insurance, that's what it's for. He rear-ended you, his fault.

Royal Legend

Whoops, sorry, wrong thread.

bazz26

Ah yes the "I know a guy who can fix it for next to nothing" response once they have had time to sleep on it.

OP, you can give the other party two options imo:

1. He pays the price that you were quoted for the repairs at a garage of your choice not his.

2. Or go through his insurance and avoid all further conversation with the person.

Either way you should inform your insurance company of the situation.

Autosport

That happened me last year, Did you call the gardai??? That was the first question my insurance asked me, go through his insurance as i went and got a quote for the driver that hit me and the quote was alot higher than when the insurance company were used. The garage sent me the receipt and i was shocked at how much it would have cost if he hadnt have used his insurance. Over 600euro more than the quote i got him.

markpb

Autosport wrote: »

That happened me last year, Did you call the gardai???

The gardai won't get involved (or even go out to a crash) unless someone has been injured.

MugMugs

This has been done more times than a hooker at the Galway races.

The long and the short of it op is that it doesn't end well. If you've got comp insurance, call your insurer and make them work for your premium. If you're third party fire and theft, call them anyway, let them know and then call his insurer..

If he really wants then he can pay his insurance company back and keep his NCB at the end of the claim.

Hope that helps.

Totofan99

Thanks for all the replies guys!

bazz26 wrote: »

OP, you can give the other party two options imo:

1. He pays the price that you were quoted for the repairs at a garage of your choice not his.

2. Or go through his insurance and avoid all further conversation with the person.

Either way you should inform your insurance company of the situation.

This was pretty much exactly what I was going to do. Thanks!

I didn't call the guards to the scene, and I know in retrospect that I should have. Hindsight is 20/20 and all that! I'm meeting him Thursday anyway so we'll see how it plays out.

CarrickMcJoe

The guy should have the sense to see you're being straight with him. You didn't send him the solicitors letter with the head, neck, arm and back injuries.
Did you get photo of cars after impact ?

bazz26

Chances are he may turn up with a mate who is an "expert" in panel beating and will try to convince you that he can do it for a fraction of the price. Just stay calm but firm that you want it sorted by a body shop of your choice and trust. If he doesn't want to it that way calmly let him know that you will be dealing with his insurance company then.

Hopefully it will not come to that and you both can sort it out without involving insurance companies.

Totofan99

CarrickMcJoe wrote: »

The guy should have the sense to see you're being straight with him. You didn't send him the solicitors letter with the head, neck, arm and back injuries.
Did you get photo of cars after impact ?

That's exactly what I'm thinking! Didn't get a photo of the cars... I was a bit flustered and confused after it happened. These things just don't come into your head, especially when he was being so nice about it initially. I actually didn't have anything with me to take pictures of the cars anyway.

markpb

markpb wrote: »

The gardai won't get involved (or even go out to a crash) unless someone has been injured.

They will, they'll come out and take details that they'll pass on if required. They might take a while admittedly.

Totofan99

RoverJames wrote: »

They will, they'll come out and take details that they'll pass on if required. They might take a while admittedly.

I would have thought that too actually.

Autosport

markpb wrote: »

The gardai won't get involved (or even go out to a crash) unless someone has been injured.

Yes they will, In my accident we both had to be breathalyzed as this is procedure in road accidents Another question Insurance asked me

Totofan99

Okay, so here's the story today.

Just off the phone with the guy. He wants me to meet him tomorrow and wants me to agree for him to take my car to this panel beater, "a friend of a friend", and then return it to me repaired. He said that he is not paying the 900 quote that I got, that my car isn't even worth that. I told him that we'll go through insurance companies instead if he's not going to pay the 900. He said that he would lie to the insurance company and the guards if necessary. There's no damage to his car so it's my word against his. I don't have his insurance details so I suppose the next step is to go to the guards, is it?

Outkast_IRE

Totofan99 wrote: »

Okay, so here's the story today.

Just off the phone with the guy. He wants me to meet him tomorrow and wants me to agree for him to take my car to this panel beater, "a friend of a friend", and then return it to me repaired. He said that he is not paying the 900 quote that I got, that my car isn't even worth that. I told him that we'll go through insurance companies instead if he's not going to pay the 900. He said that he would lie to the insurance company and the guards if necessary. There's no damage to his car so it's my word against his. I don't have his insurance details so I suppose the next step is to go to the guards, is it?

Go to the gardai now, this situation is getting out of hand quickly.

You should of taken the insurance details at the scene and called the gardai.
Nip this in the bud early and go to the gardai.

Stheno

Totofan99 wrote: »

Okay, so here's the story today.

Just off the phone with the guy. He wants me to meet him tomorrow and wants me to agree for him to take my car to this panel beater, "a friend of a friend", and then return it to me repaired. He said that he is not paying the 900 quote that I got, that my car isn't even worth that. I told him that we'll go through insurance companies instead if he's not going to pay the 900. He said that he would lie to the insurance company and the guards if necessary. There's no damage to his car so it's my word against his. I don't have his insurance details so I suppose the next step is to go to the guards, is it?

Report this to your insurance company now, you pay your premium for this.

Totofan99

Totofan99 wrote: »

Okay, so here's the story today.

Just off the phone with the guy. He wants me to meet him tomorrow and wants me to agree for him to take my car to this panel beater, "a friend of a friend", and then return it to me repaired. He said that he is not paying the 900 quote that I got, that my car isn't even worth that. I told him that we'll go through insurance companies instead if he's not going to pay the 900. He said that he would lie to the insurance company and the guards if necessary. There's no damage to his car so it's my word against his. I don't have his insurance details so I suppose the next step is to go to the guards, is it?

Well let's think about it rationally....

Some muppet f*cktard expects you to let him drive off in your car to some unkown to you panel beater and he's after telling you he'll lie to both the insurance company and the Gardai otherwise.

The bit in bold along with informing your insurance company, the Gardai will be required to ascertain his insurance situation, quite likely he's not insured imo.

I'd only be interested in meeting him to get his insurance details if he turned up in the car that hit you that is, obviously that wouldn't be to his liking so unless you reckon you can deal with that it's not the option for you

CarrickMcJoe

At this stage I'd be ringing him again and recording the call so hopefully he would repeat his threats.

Or, play him at his own game and produce a witness..

TheUsual

Happened me once.
Was stopped in traffic and was rear-ended. Got his details, he said he would pay and I got 3 different quotes from non-dealer garage. Rang him and he said to go to some weird garage to get it done.

I had two looks at the mechanic and said no way. It was a kip of a place, not a panel beaters.
So I went and got it done at one of the garages and had to call around to his house with the bill to get him to pay for it.
I threatened the insurance company to get him to pay, he had his sons around him in the house trying to act heavy - and they had all convinced him that it wasn't his fault. This happens when people get home, husbands, wives all try and make out that the other driver was at fault.

The Royal Scam

If I was in you shoes, I would'nt be hanging around. I would be heading for my nearest Garda station to make a report / statement.
I also would'nt be bragging that you are a Toto fan..

celticcrash

Tis

Dr. Kenneth Noisewater

The Royal Scam wrote: »

I also would'nt be bragging that you are a Toto fan.

Just realised upon reading this comment that I have read this entire thread with 'Africa' going through my head.