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Credit Union Loan

  • 02-02-2013 8:53pm
    #1
    scarymoon1
    Closed Accounts Posts: 732 ✭✭✭


    I have an CU account in one county - have less than 100euro in it and have not used it since 2011. If I wanted to move this account to Dublin as I now live in Dublin and wanted to get a loan out for about 2,000euro - would I be allowed do that or would I have to have more money in my account? Im in full time employment. Thanks for the info...


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    A 2k loan on 100 savings is unlikely, even as an established member. With a new CU, even less likely.


  • #3
    scarymoon1
    Closed Accounts Posts: 732 ✭✭✭scarymoon1


    BuffyBot wrote: »
    A 2k loan on 100 savings is unlikely, even as an established member. With a new CU, even less likely.


    Really? My brother got a loan from the CU for 2,500euro as a new memeber - he had to lodge in 500euro. But he had alot of assets behind him - I have none! I guess all I can do is ask them.


  • #4
    mrsnicey
    Registered Users, Registered Users 2 Posts: 30 ✭mrsnicey


    I reckon as long as you can give your last 3 months wage slips, prove you have no major overdraft/big credit card debt/outstanding bank loans/HP loans, they should give you the 2k.


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