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Car insurance for learners

  • 02-02-2013 12:52pm
    #1
    Pov06
    Closed Accounts Posts: 1,487 ✭✭✭


    Hello, I'm a 17 year old male and I'm having trouble finding car insurance.

    I have a 1999 1 litre Toyota Yaris and I get really high quotes. €2,500+ on some companies.

    My mother is 40 and has a learner permit too. I tried setting her as the main driver and myself as the second driver. I got a quote of €3,000 on AXA and other companies won't even give a quote.

    My mother is currently insured on the Yaris for €1,000 by herself.

    Why are the quotes so high for a small car? :-(

    Seems like it's impossible to pass the test at all since I can only get experience with an instructor.

    Any ideas of what to do?


Comments

  • #2
    Axe Rake
    Registered Users, Registered Users 2 Posts: 240 ✭✭Axe Rake


    http://www.brittoninsurance.ie/


  • #3
    Pov06
    Closed Accounts Posts: 1,487 ✭✭✭Pov06


    Axe Rake wrote: »
    http://www.brittoninsurance.ie/

    Same prices here


  • #4
    Axe Rake
    Registered Users, Registered Users 2 Posts: 240 ✭✭Axe Rake


    17, Male and provisional licence.

    I'm afraid you won't find anything 'cheap'.


  • #5
    Pov06
    Closed Accounts Posts: 1,487 ✭✭✭Pov06


    Right so gonna have to wait till I'm 18 I guess.

    BrittonInsurance gives me a quote of €1,800 with my mam if I set my age to 18 which seems fairly reasonable :)


  • #6
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Top tip. Always add your mother if you can, it'll reduce your policy considerably.

    Also, give them a ring and go through the details, I got a better quote over the phone than i did online.


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  • #7
    Dord
    Closed Accounts Posts: 10,817 ✭✭✭✭Dord


    Alanstrainor wrote: »
    Also, give them a ring and go through the details, I got a better quote over the phone than i did online.

    +1 Even when I got a quote on the phone I asked if that was the best they could do.
    The chap said I think, but let me confirm and came back with about 50quid less. :pac:


  • #8
    shooter88
    Registered Users, Registered Users 2 Posts: 405 ✭✭shooter88


    Your not going to get a whole lot better...try liberty....123....they might be better..


  • #9
    Nemanja91
    Registered Users, Registered Users 2 Posts: 2,814 ✭✭✭Nemanja91


    Try liberty, I got insured by them last December for 750 on a learners permit and that includes my dad and my sister on the same insurance, they both have their full license. At the time they were running a deal with ISM that if i complete 12 lessons within 6 months they will give me a refund of 250. I paid 369 for the 12 lessons so I am basically paying 10 euro a lesson once i get the 250 back.


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