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Cheapest Platinum credit card

hfallada · 2013-02-01 13:19:33

Hi, I was kindly offered my platinum credit card off AIB during the boom with a minimum credit limit of €15,000. Which I always cleared monthly however the balance is around €9,000. And I want to clear it within the year but with a rate of 16.8% the monthly interest is quite high(it was like 9% when I got the card). Do…

01-02-2013 01:19PM

#1

hfallada

Closed Accounts Posts: 4,180 ✭✭✭

Join Date: January 2013

Posts: 4149

Hi,
I was kindly offered my platinum credit card off AIB during the boom with a minimum credit limit of €15,000. Which I always cleared monthly however the balance is around €9,000. And I want to clear it within the year but with a rate of 16.8% the monthly interest is quite high(it was like 9% when I got the card).

Do banks still offer interest free transfer or are they gone now? If not would it be cheaper to get a loan off the Credit union around 8-10% and clear it that way?

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Comments

#2 02-02-2013 12:33AM

wmpdd3

Registered Users, Registered Users 2 Posts: 9,626 ✭✭✭

Join Date: February 2007

Posts: 9436

I'd def go with the loan from the credit union, you'd need proof you can afford to pay it and a portion of the loan as shares.

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