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Ex-pat pension help

  • 23-01-2013 4:31pm
    #1
    Ponster
    Moderators, Recreation & Hobbies Moderators Posts: 10,912 Mod ✭✭✭✭


    I have just spent the last 15 years working in France, paying into the state pension scheme as well as a company (Orange) pension scheme.

    I have now moved to the USA. I intend on spending 3-5 years working here before returning to Europe (Britain or Ireland). Over here we have a similar plan, the 401k, as well as a similar pension retirement fund that we can pay into.

    What I want to avoid is when I retire, (I am 38 years old), then I end up with not as much value as I could have had if I had stayed working in the same country all my life.

    I believe that the pension savings I have made in France and in the USA will be 'recognised' in Ireland due to our Bilateral Social Security Agreements.

    I feel that I should be saving more money today now that I have some to save but I'm unsure if I should be doing that in the USA or ireland or if I'm even able to save money in an Irish banking institite without being a resident there.


    I got most of my information from Citizens Information.




    Any thing that I should be doing today to prepare for the future ?


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