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Why did bank write to me?

  • 16-01-2013 8:26pm
    #1
    snooze 4
    Registered Users, Registered Users 2 Posts: 6 ✭


    I took out mortgage in 2007 and went on tracker a year later. Have never missed a payment so was surprised to receive a letter from the bank advising me to contact them if I may be having problems because they may be able to alter the repayments. Is this the norm these days? Are they eyeing up my tracker? The letter was addressed to 'customer' so I assume that this same letter has gone out to others.


Comments

  • #2
    DJLJ
    Registered Users, Registered Users 2 Posts: 26 ✭DJLJ


    I'm in the same boat and got the same letter. I assumed it was just a standard letter they send out, just in case. Thankfully for our family, this isn't a concern for us, so I'll just put it through the shredder.


  • #3
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Sounds like a pretty standard "call us if you're in trouble, we're here to help" mass mailing


  • #4
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    the regulator has required all banks to write to their mortgage holders with this sort of letter, despite all the advertising they did in the papers. Banks were reluctant due to the risk of moral hazard...


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