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Reopen BOI account

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  • 09-01-2013 9:27pm
    #1
    boomshakalaka
    Registered Users Posts: 513 ✭✭✭


    Hi there lads,

    In september 2011 I left Ireland and since then I have not been using my BOI account. Since I am now back in the country I would like to use this account again.

    My question is: Do they close your account if it's not used?
    There was no money in the account when I left (bar a couple of quid), so I assume I have an overdraft now because of the charged fees. Would this create a problem in reopening the bank account?

    Also I am currently living in a different city than I've opened the bank account in, will I have to show them bills and stuff again?
    Also I cannot remember any of the codes needed to use the account (PIN number, number to use online banking,...)
    What's the best way to go about his?

    Cheers
    Tagged:


Comments

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    #2
    srsly78
    Registered Users Posts: 7,157 ✭✭✭srsly78


    They will basically make you open a brand new account. You will need proof of id and address etc.


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    #3
    boomshakalaka
    Registered Users Posts: 513 ✭✭✭boomshakalaka


    Right. If I will have to do all of that maybe I should go to a different bank? Or do u think BOI is the best one?


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    #4
    srsly78
    Registered Users Posts: 7,157 ✭✭✭srsly78


    Hell no. Go with UB, no fees and better online systems. The big disaster with their systems recently is the only black-mark against them, and things like that are pretty rare.


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    #5
    The Big Red Button
    Closed Accounts Posts: 8,390 ✭✭✭The Big Red Button


    Aren't Ulster Bank soon introducing fees in line with the other banks though?


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    #6
    srsly78
    Registered Users Posts: 7,157 ✭✭✭srsly78


    I'm sure BoI and AIB would like people to think so :) Who knows what the future will bring... Right now it's free.


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    #7
    boomshakalaka
    Registered Users Posts: 513 ✭✭✭boomshakalaka


    Yea I've heard about that, but that could happen to any bank I suppose.. Thanks for your reply anyway, very helpful.


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    #8
    boomshakalaka
    Registered Users Posts: 513 ✭✭✭boomshakalaka


    Even if they were bringing it in in a couple of months, it'd be worth saving some money now I'd say


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