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Motor Insurance premium discount for Car Blackbox Camera fitted

  • 09-01-2013 12:22pm
    #1
    Registered Users, Registered Users 2 Posts: 1,343 ✭✭✭


    Does anyone here know whether Irish insurance providers offer discounts for having the camera fitted?

    Thanks


Comments

  • Moderators, Business & Finance Moderators Posts: 17,861 Mod ✭✭✭✭Henry Ford III


    Doubt it.

    You can get discount from Axa I think for having a special GPS system fitted - a bit of a spy in the cab.

    Best ask a Broker.


  • Registered Users, Registered Users 2 Posts: 3,100 ✭✭✭Browney7


    Doubt it.

    You can get discount from Axa I think for having a special GPS system fitted - a bit of a spy in the cab.

    Best ask a Broker.

    No nonsense have this option too


  • Registered Users, Registered Users 2 Posts: 1,343 ✭✭✭beazee


    No Nonsense Terms of Business:
    SmartDriver & TopDriver
    SmartDriver
    The SmartDriver device is an electronic telematics device which is fitted to your vehicle’s OBD (on board diagnostics) port or battery. The SmartDriver device will measure and transmit various aspects of how the vehicle is driven. These data measurements will comprise time, date, location coordinates, braking frequency and force, cornering and acceleration. This data will be used to determine driving behaviour and calculate driver score. You must, within 14 days of receipt of the SmartDriver device, install the device in your vehicle and keep it installed for at least six months.

    Installing SmartDriver
    The SmartDriver device has been carefully designed to enable you to install the device. Should you wish to have a qualified mechanical engineer install this device, an installation charge may be applied at the policy holder’s expense. Return of the Device The SmartDriver device is owned by No Nonsense Insurance and is issued to you for a period of up to 6 months. Upon request, the SmartDriver device must be returned to No Nonsense within 14 Days.
    If you or No Nonsense cancel your policy, No Nonsense will retain €125 from any cancellation refund until you have returned the SmartDriver device to: Freepost No Nonsense Insurance PO Box 11225 Dublin 12.

    TopDriver App
    The TopDriver Application (App) is a mobile application which can be installed and used on iPhone and android mobile devices to measure your driving behaviour. TopDriver does not provide you with any insurance cover and it is not evidence of policy of insurance being in force between No Nonsense and you. The TopDriver App uses data gathered by your mobile device which comprises the time, date and location. The TopDriver App only records this data when you activate the app prior to your journey and deactivate it once you reach your final destination. The TopDriver App uses GPS data to locate your mobile device and GPRS data to transmit information to No Nonsense.
    Network and roaming charges may be applied by your network operator for the data transfer from your TopDriver App to No Nonsense. Please consult with your mobile network provider for the charges and fees which they may apply to you.

    DATA WE PROCESS
    We process information provided by you, which may include your personal data and that of third parties. You allow us to collect your personal data and to monitor your driving behaviour if you avail of an insurance policy from No Nonsense (with or without the SmartDriver device) or when you download and activate the TopDriver Application (TopDriver App).

    If you choose to avail of a SmartDriver device, we will provide you with a device to fit to your vehicle which will record anonymised data about your driving behaviour including the time, date, location coordinates, braking frequency and force, cornering and acceleration and those of any person driving your vehicle. Our Service Providers (Drive Profiler Ireland Limited - Drive Profiler), who are located outside the European Economic Area, will process and securely transmit the anonymised data over the internet to us, to match with your personal data.

    If you download the TopDriver App to your iPhone or android mobile device we will provide you with a summary of your driving behaviour in the form of a score which will be displayed on your handset. We will process the personal data provided by you and gathered by your mobile device which includes the time, date and location of your journey. The TopDriver App only records this data when you activate the TopDriver App and will continue to record until it is deactivated. The TopDriver App uses GPS data to locate your mobile device and GPRS data to transmit information to our Service Provider (MyDrive Solutions Limited - MyDrive) who are located in Ireland and registered with the Information Commissioner’s Office in the United Kingdom (registration number Z3137794) as a Data Controller. MyDrive will process your personal data and securely transmit it to us over the internet.
    Hard to find 'Drive Profiler Ireland Limited' (est. Aug 2012) but the Company Director was found to be the Director of Scope Telematics International Sales Limited http://scopetechnology.com/

    Went easier on the App Crowd: http://www.mydrivesolutions.com/
    With MyDrive, we develop a detailed picture of each driver’s risk levels – a picture that gets more accurate with every journey made. Your insurance price is then adjusted according to how appropriate your driving style is to the road you’re on. This way, dangerous drivers pay more, while safe drivers pay less.
    What do they look at: http://www.mydrivesolutions.com/your-driving/driver-behaviour-profiling

    Founder's website: http://richardjelbert.info/

    Confused.com + MyDrive offer a free app for trial, unfortunately it's locked for UK only ;/
    http://www.confused.com/car-insurance/motormate
    Android App


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