What to replace write-off with?

PatM65

My ex wrote off her car (05 Skoda Octavia 1.4) over Xmas. She's looking to replace it using just insurance payout which was €4,000 and staying 1.4 or lower.

Want to buy from dealer for more security if something goes wrong.

My daughter will be in the car regularly so safety an issue.

Any suggestions?

Pat.

MuppetCheck

cars.donedeal.ie/for-sale/cars/4364198

Capable of mega miles, and has some work done recently. Save the change for motor tax and insurance, although you'd be surprised by the insurance on them.

PatM65

Nice car - but really has to be 1.4 or less. Even if insurance was cheap the higher tax each year would rule it out.

MuppetCheck wrote: »

cars.donedeal.ie/for-sale/cars/4364198

Capable of mega miles, and has some work done recently. Save the change for motor tax and insurance, although you'd be surprised by the insurance on them.

MuppetCheck

PatM65 wrote: »

Nice car - but really has to be 1.4 or less. Even if insurance was cheap the higher tax each year would rule it out.

It's below budget, possibly more to come off, and should be more economical too meaning running costs should be close on, if not cheaper, than the Octavia depending on mileage.

PatM65

MuppetCheck wrote: »

It's below budget, possibly more to come off, and should be more economical too meaning running costs should be close on, if not cheaper, than the Octavia depending on mileage.

I can see the benefits of the Volvo and would be leaning towards something like that if I was buying for myself.

However the ex is looking for 1.4 or less and dealer sale neither of which the Volvo are.

Joshua J

http://cars.donedeal.ie/for-sale/cars/3795445

Long nct, esp, airbags etc. Hum drum yeah but grand runaround.

Chuck Stone

Honda Jazz
2005
€3,999
1.25
50+ MPG (Parkers.co.uk)
Low tax
88,100 Miles
Safety Rating



http://cars.donedeal.ie/for-sale/cars/4184673

________________________________________________________________________________________

On second thoughts - seeing as it looks like she's written off a car and you want to protect your kid...

Renault Clio
2006
€3,950
1.2 Litre
47 MPG
41,000 Miles
Good safety rating.



http://cars.donedeal.ie/for-sale/cars/4247655

PatM65

Thanks Joshua & Chuck.

The Renault looks promising.

djimi

PatM65 wrote: »

Nice car - but really has to be 1.4 or less. Even if insurance was cheap the higher tax each year would rule it out.

The difference in tax between a 1.4 and a 1.8 is only about €250 a year; provided you are staying under 2 litre the slightly larger engine should not be seen as an immediate showstopper, especially if the amount saved by buying a larger engine works out to be more than the extra tax you will end up paying over the next 3-4 years.