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Which Health Insurance company do you use?

  • 30-12-2012 6:13pm
    #1
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭


    With many people having to make a choice between mortgage and health insurance payments I was wondering what cover Boards members mostly use.

    Poll to follow

    What medical cover have you got? 38 votes

    Laya (formally Quinn)
    0% 0 votes
    VHI
    21% 8 votes
    Aviva
    36% 14 votes
    Glo Health
    26% 10 votes
    One of the above but Im giving it up in 2013 (specify which company you're leaving)
    0% 0 votes
    Was one of the above but had to give it up in 2012 (specify which one you gave up)
    0% 0 votes
    Medical Card
    0% 0 votes
    Treatment Benefit Scheme
    13% 5 votes
    Work Scheme
    0% 0 votes
    Other (please specify)
    2% 1 vote


Comments

  • #2
    Ella
    Closed Accounts Posts: 3,772 ✭✭✭Ella


    My job pays for mine. It's a pretty good one with aviva.


  • #3
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭Malibu Sunshine


    Poll added


  • #4
    jessiejam
    Registered Users, Registered Users 2 Posts: 778 ✭✭✭jessiejam


    None they are all a rip off.
    I use the public health system, thats what I am paying PRSI/USC/Income tax etc for.

    If there is anything i need looked at urgently or something I am concerned about and want some piece of mind, I book and pay for a private consultation in or around €160. Beats the €500 excess the Health insurance companies have in place, before they cover your visits.

    I used to have it but packed it in when I realised that I would have to visit my physio 10 times before they would cover half of the cost. I only needed 3 sessions.

    That was it for me and health insurance.

    Just my experience of it all


  • #5
    Mint Sauce
    Registered Users, Registered Users 2 Posts: 29,293 ✭✭✭✭Mint Sauce


    Wheres the option for none?


  • #6
    Praetorian Saighdiuir
    Closed Accounts Posts: 10,968 ✭✭✭✭Praetorian Saighdiuir


    Man, Im sick of doing your job for ya!


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  • #7
    Fr_Dougal
    Registered Users, Registered Users 2 Posts: 9,166 ✭✭✭Fr_Dougal


    Malibu Sunshine wrote: »
    With many people having to make a choice between mortgage and health insurance payments I was wondering what cover Boards members mostly use.

    Poll to follow

    45 posts, 11 threads...all market researchy...


  • #8
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭Malibu Sunshine


    irish-stew wrote: »
    Wheres the option for none?

    "    Other (please specify)" covers that


  • #9
    galwayrush
    Registered Users, Registered Users 2 Posts: 12,815 ✭✭✭✭galwayrush


    Self employed, no money to pay for one.


  • #10
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭Malibu Sunshine


    Fr_Dougal wrote: »
    45 posts, 11 threads...all market researchy...

    Since when is asking the question "Is time travel possible?" market research? :D

    Im interested in many different topics, nothing wrong with that


  • #11
    Praetorian Saighdiuir
    Closed Accounts Posts: 10,968 ✭✭✭✭Praetorian Saighdiuir


    Malibu Sunshine wrote: »
    Since when is asking the question "Is time travel possible?" market research? :D

    Im interested in many different topics, nothing wrong with that

    Since you started building one. Now its finished you want to know will we buy one...d'uh!


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  • #12
    COYW
    Closed Accounts Posts: 2,930 ✭✭✭COYW


    jessiejam wrote: »
    Beats the €500 excess the Health insurance companies have in place, before they cover your visits.

    That was some policy you were on! I reduced my policy, switched insurer and I don't recall coming across one with such a huge excess.


  • #13
    byhookorbycrook
    Moderators, Education Moderators, Regional South East Moderators Posts: 12,520 Mod ✭✭✭✭byhookorbycrook


    I can't afford to be without it. I am on meds that cost €2,500 per month that must be given in a hospital setting. I will have to have MRIs every three months from now on, too.


  • #14
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭Malibu Sunshine


    COYW wrote: »
    That was some policy you were on! I reduced my policy, switched insurer and I don't recall coming across one with such a huge excess.

    Whats the "Excess" rules these companies have?


  • #15
    Malibu Sunshine
    Registered Users, Registered Users 2 Posts: 75 ✭✭Malibu Sunshine


    jessiejam wrote: »

    Beats the €500 excess the Health insurance companies have in place, before they cover your visits.


    So most dont pay the first €500 of the bill?


  • #16
    Micky Dolenz
    Registered Users, Registered Users 2 Posts: 44,080 ✭✭✭✭Micky Dolenz


    Please don't start any more threads for a week.

    Sometimes less is more.


This discussion has been closed.
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