Where to get insurance on "large engined" cars

fortyplus

Hello all
I am considering a "mid-life-crisis" car that is likely to have an engine size of something between 4 & 6 litres ( Jag XK/ DB9/ or similar:D) Safe to say the market is "soft" for these types of cars so the purchase price & associated deprecation can be put to one side.

Can anyone advise on insurance companies that have a realistic approach to these types of cars?

I have a perfect record on my routine 3.0 diesel (250hp, capable of ~140mph, in theory) but Irish Insurance companies have a fit when I mention a 4.0 V8, even though the heavier diesel is probably capable of doing more damage!
Also, they want to start a new policy ( i.e. the existing no claims bonus does not count, as that car will remain on the road)

Caliden

Try a broker, I've used Arachas (http://www.arachas.ie/) in the past and found them to be good.

Your NCB can only be used on one policy so would you not use it on the larger engined car for the greater discount?

aujopimur

You can have your NCB mirrored for the second car with some insurers, the only problem is, if you have a claim on one car you get screwed twice.

krissovo

I have a 5 liter v8 and went with Chill as the broker, I got a very reasonable rate from a company in UK. Its lower than my 1.4 golf using Zurich;)

unkel

fortyplus wrote: »

something between 4 & 6 litres ( Jag XK/ DB9/ or similar:D)

Have you thought about a classic car? A DB9 would most likely be considered a classic for insurance purposes when it is just 15 years old

I had my 4.7l V8 Porsche insured for about €300 fully comprehensive

sogood

I was with Quinn until my last renewal, when they started taklking funny money. I shopped around and went with 123.ie and am insured with RSA. On a '96 4.0 litre Jag, I got fully comp, with all the whistles and bells, windscreen cover, breakdown assist, NCB protection, legal cover if needed (hope not!) and some other bits and pieces. €315 all in. I'm not complaining!

Supergurrier

Liberty would be a bad idea i think personally, best bet is 123.ie or a local broker tbh, my car doesn't have a huge engine but im paying very small money to insure it with 123.ie

Matt Simis

Well you wont be using the cheap and nasty insurers (Tesco, 123 etc) however there is little problem getting insurance on over 3litre stuff if you are over 30 and have any NCB. As mentioned a 15year old something big is usually considered a "classic" and gets super cheap insurance.. my 5.6litre V12 is costing EUR400 fully comp and each classic you add gets cheaper, my (also) 5.6litre V8 Merc cost a whopping EUR97 to insure fully comp.

Broker is First Ireland using Chartis for Insurance, recommend both.

Voodoomelon

Unless you end up going for an Aston, Ferrari etc, I can't imagine how you can't get a decent quote on any large engined car.

fortyplus

Thanks for the replies.
Indeed I did end up with a decent quote from a broker, around €450, but I will follow up on the suggestions here to see what better options there may be out there.
Now just to swallow the road tax... €1600.

I know it's constantly repeated, but the taxation mechanism really would put you off having a "weekend car" in Ireland.