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Where to find title deeds to a house?

  • 16-12-2012 7:12pm
    #1
    eamon11
    Site Banned Posts: 518 ✭✭✭


    hello Folks,

    I am doing probate and need to verify in whose name my late fathers house is. Our "old" house was in his sole name, but about 30 years ago he built a new one with a loan from the county council. I am thinking they might have insisted that the house be in the name of my mother also. This loan was repaid within 2 years. Anyway, where would one normally find the title deeds to the house? Or where would there be an official register of this?

    Thanks a lot


Comments

  • #2
    Jo King
    Banned (with Prison Access) Posts: 2,139 ✭✭✭Jo King


    eamon11 wrote: »
    hello Folks,

    Anyway, where would one normally find the title deeds to the house?

    Where one lost them.


  • #3
    dahamsta
    Banned (with Prison Access) Posts: 16,659 ✭✭✭✭dahamsta


    Would they be with his bank? Banks are lax to take stuff in for customers now, but i think they probably still store stuff for their older customers.


  • #4
    eor123
    Registered Users, Registered Users 2 Posts: 75 ✭✭eor123


    they are usually stored by solicitors, so possibly in a safe in the basement of your late father's solicitor?


  • #5
    Pat Mustard
    Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    As suggested by previous posters, you could check with financial institutions and solicitors with whom your father dealt. You could also check with the Council (legal dept), just in case they still have the deeds.

    You should be able to do the above yourself.

    If you don't find the deeds yourself, hire a solicitor to track them down for you. A land registry search will show details of a land registry property. If it is not a land registry property, a registry of deeds search against your father's name should show details of the property, assuming that the Council loan was ever registered. Whatever search results show up could yield further details, which can be followed until the deeds are tracked down.


  • #6
    Marcusm
    Registered Users, Registered Users 2 Posts: 10,632 ✭✭✭✭Marcusm


    Did he build the "new" house on the land he already owned, ie was it adjacent to the "old' house? If that was the case, it will be encompassed in the same deeds/title.


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  • #7
    nuac
    Registered Users, Registered Users 2 Posts: 6,769 ✭✭✭nuac


    As Mustard says generally

    If your father got a loan from the Co Council, check there.

    Some Council loans years ago were at very high interest rates. 12% or so. Many re financed to Bank or BS loans gto avail of cheaper rates.

    If so, council would have details, in particular the name of the solicitor who acted for your father.


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