squatting on Land

willynomates

Hi, any help I could get here would be great. I have been using my fathers land for many many years now rent free. I have fenced and reclaimed it over the years. He gave the deed to a bank some 5 or 6 years as security on a loan for another piece of land. Now the bank is calling in the loan and want the land sold!
I offered to buy the land at the price it was valued at the time.
They refused my generous offer and said it has to go on the market!

Can I tell them to F off and squat on the land which my house is next to??
any advice would be great.

signed at my wits end....

Strawberry Fields

Need to be 12 years in continuous possession to claim adverse possession.

willynomates

I am more than 12 years, does it make a difference that the bank has the deed?

Reloc8

willynomates wrote: »

I am more than 12 years, does it make a difference that the bank has the deed?

edit :sorry I thought I was posting in AH hence smart assery.

In a nutshell, you need 12 years sole exclusive possession without acknowledging the legal owner's title and your occupation has to be inconsistent with the title of the true owner. So if you know the deed was with the bank as security 5 or 6 years ago, when your da owned the land, and did nothing, this could very well break your 12 year period.

But, this is important stuff which affects ownership to land, so you should be talking to a solicitor about it.

Tom Young

Thread closed. Original Poster: Consult the charter as to why.