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NEW IRELAND

  • 03-12-2012 9:46pm
    #1
    horse7
    Registered Users, Registered Users 2 Posts: 3,833 ✭✭✭


    Does anyone have any info on a vision plan with new ireland assurance co. I have one going back a few years. Its a life policy and savings in one policy. The savings are from an evergreen fund and gilt edge fund ,a managed fund and equity fund. Lets say the savings are 1000euro and the life covered is 50,000euro. Can i take out my savings of 1000euro, keep paying into my policy to maintain my life cover and rebuild my policy saving funds, or are there other issues involved. note this post was moved from consumer issues.


Comments

  • #2
    horse7
    Registered Users, Registered Users 2 Posts: 3,833 ✭✭✭horse7


    I am finishing this policy,its a waste of money.


  • #3
    HowFinancial
    Registered Users, Registered Users 2 Posts: 71 ✭✭HowFinancial


    May be worth your while looking into two different policies i.e. a protection policy and a savings policy.
    "Whole of Life" policies were sometimes sold as savings & life cover policies a number of years ago, but this practice does not happen any more.

    There should be a "surrender value" built up in the policy you described above.

    There are a lot of options which you should discuss with a Qualified Financial Advisor. Preferably one who deals with more than one insurance company, and not a tied agent.


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