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Buy your own car warranty?

  • 26-11-2012 8:00pm
    #1
    Silvera
    Registered Users, Registered Users 2 Posts: 4,033 ✭✭✭


    I recently spotted a leaflet for an Irish company which sells car warranties to private buyers. AFAIK, its the first such company to do so in Ireland.

    Anybody use this company's services?

    http://www.carprotect.ie/


Comments

  • #2
    bazz26
    Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    Seems to me to be just an insurance policy that covers mechanical failures.


  • #3
    kirving
    Registered Users, Registered Users 2 Posts: 6,125 ✭✭✭kirving


    Just got a quote, €300 quid a year for a 10 year old Focus. Ha!


  • #4
    dgt
    Closed Accounts Posts: 12,985 ✭✭✭✭dgt


    Absolute rubbish imo :rolleyes:


  • #5
    coylemj
    Registered Users, Registered Users 2 Posts: 25,620 ✭✭✭✭coylemj


    Kevin Irving wrote: »
    Just got a quote, €300 quid a year for a 10 year old Focus. Ha!

    So you gave them your e-mail address and phone number? You might come to regret that when they start pestering you to sign up.

    Most of the money goes on administration and sales commission, very little of it actually covers the the risk that your car will need repairs so that type of product represents sh1te value for money.

    This product is no different from the extended warranties sold by electrical shops - strictly for mugs.


  • #6
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,852 Mod ✭✭✭✭Henry Ford III


    bazz26 wrote: »
    Seems to me to be just an insurance policy that covers mechanical failures.

    That's exactly what it is.


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  • #7
    Eric Cartman
    Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    could be handy if you had a car i need of a gearbox recon etc... in a few months.


  • #8
    bazz26
    Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    Haven't Mapfre being offering similar warranties here for ages?


  • #9
    mickdw
    Registered Users, Registered Users 2 Posts: 23,686 ✭✭✭✭mickdw


    bazz26 wrote: »
    Haven't Mapfre being offering similar warranties here for ages?


    Mapfre also have some kind of deal with merlin car auction where you can buy a warrantee on a car you have just bought through auction. This gives me the feeling that very little is going to be covered by these warranties


  • #10
    kirving
    Registered Users, Registered Users 2 Posts: 6,125 ✭✭✭kirving


    coylemj wrote: »

    So you gave them your e-mail address and phone number? You might come to regret that when they start pestering you to sign up.

    Well, I gave them a phone number and an email address. Forcing people to put in details to check the price of something leaves you with a database full of rubbish.


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