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Question for anyone who rents a workshop?

  • 23-11-2012 5:08pm
    #1
    bizzyb
    Registered Users, Registered Users 2 Posts: 356 ✭✭


    Just wondering what other rates to consider other than monthly rent, like insurance etc. Is there much health and safety bullsh*t if you have no employees?


Comments

  • #2
    galwaydude18
    Registered Users, Registered Users 2 Posts: 3,695 ✭✭✭galwaydude18


    bizzyb wrote: »
    Just wondering what other rates to consider other than monthly rent, like insurance etc. Is there much health and safety bullsh*t if you have no employees?

    As far as I know you still need a Healy and safety statement for the insurance company. Then there are water rates and council rates I think.


  • #3
    bizzyb
    Registered Users, Registered Users 2 Posts: 356 ✭✭bizzyb


    galwaydude18 wrote: »

    As far as I know you still need a Healy and safety statement for the insurance company. Then there are water rates and council rates I think.

    Thanks galwaydude, is it specialized companies that offer this type of insurance or do all the big insurance companies offer it.


  • #4
    recipio
    Registered Users, Registered Users 2 Posts: 2,804 ✭✭✭recipio


    bizzyb wrote: »
    Thanks galwaydude, is it specialized companies that offer this type of insurance or do all the big insurance companies offer it.

    All the big companies will quote you business insurance. The internet brokers tend to shy away from it so some old fashioned phoning around or using an actual broker will be needed. Beware Council rates which can be hefty. They are based on square footage not turnover so are inherently unfair imho.
    Get a quote from from the Council before you commit.Don't forget water rates/ESB/gas bills and even the musical rights association if you play a radio !
    The insurance company may stipulate other costly items before they quote like alarms/fire protection/removal of asbestos etc.
    Welcome to Ireland Inc !


  • #5
    1chippy
    Closed Accounts Posts: 1,716 ✭✭✭1chippy


    Any sort of basic insurance on a woodworking shop is going to cost at least a grand, i was quoted 12k one year back to 2.5k last year (pretty basic policy) (based primarily on turnover and risk assessment. most lads are not insuring one man workshops0. Commercial Rates are mental, but a lot depends on where you are, most lads avoid paying these till they get the knock on the door. Water rates have never effected me. Esb is one of those things you just have to allow for.

    Whats this music charge ricipio or are you takin the mick, i know a mate who had a pub got billed alright but they will hardly charge workshops?


  • #6
    recipio
    Registered Users, Registered Users 2 Posts: 2,804 ✭✭✭recipio


    1chippy wrote: »
    Any sort of basic insurance on a woodworking shop is going to cost at least a grand, i was quoted 12k one year back to 2.5k last year (pretty basic policy) (based primarily on turnover and risk assessment. most lads are not insuring one man workshops0. Commercial Rates are mental, but a lot depends on where you are, most lads avoid paying these till they get the knock on the door. Water rates have never effected me. Esb is one of those things you just have to allow for.

    Whats this music charge ricipio or are you takin the mick, i know a mate who had a pub got billed alright but they will hardly charge workshops?

    No , not taking the mick,If you have an area that the public can access and you play a radio or TV you must pay the musical rights assoc. The important bit is allowing the public access.


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