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Confused about Gift Cheques?

  • 19-11-2012 11:21am
    #1
    another question
    Closed Accounts Posts: 1,386 ✭✭✭


    Hi there,

    I do not have a cheque book but I would like to give someone a present of money but I would rather give it as something like a gift cheque rather than putting notes in a card.

    Can anyone advise me on how to go about this...

    I bank with Ulster Bank and I have 2 a/c's there, basically my questions are:

    1) Do Ulster Bank do such a thing?

    2) Where else supply the service?

    3) Is there a charge?

    4) How long do they take to clear into the recipients a/c?

    5) Can they be cashed in the Post Office with ID?


    The recipients a/c is with ptsb.

    Thanks you.


Comments

  • #2
    juan.kerr
    Closed Accounts Posts: 2,766 ✭✭✭juan.kerr


    Ask your bank about a Bank Draft or ask an Post about a Postal Order.


  • #3
    another question
    Closed Accounts Posts: 1,386 ✭✭✭another question


    juan.kerr wrote: »
    Ask your bank about a Bank Draft or ask an Post about a Postal Order.

    I haven't used either of these before....can these be cashed? I don't want to give something that will take forever to clear. Ideally I want them to have it straight away but something that looks better than notes thrown into a card.


  • #4
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    1) Do Ulster Bank do such a thing? Yes, it's called a bank draft.

    2) Where else supply the service? All banks however you must have an account to get one as the funds must come from it.

    3) Is there a charge? UB is €2.25.

    4) How long do they take to clear into the recipients a/c? Allow one week.

    5) Can they be cashed in the Post Office with ID? No, they can't.


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