NCT & No Insurance....what to do?????????

Mucker2020

Hey all,

Just wondering can any1 help...selling my old car but insurance is on my new car and insurance company wont transfer for the day of the test...

How do I get it to NCT centre without upsetting the boys in blue????

guttenberg

Trailer it or get someone who has insurance which has adequate third party extension to take it.

djimi

guttenberg wrote: »

Trailer it or get someone who has insurance which has adequate third party extension to take it.

If the car has no NCT then chances are no third party extension will cover it (its a near certainty that they will stipulate that the car must be road legal).

Trailer is the only way.

Why wont your insurer transfer insurance across OP?

spodoinkle

Mucker2020 wrote: »

Hey all,

Just wondering can any1 help...selling my old car but insurance is on my new car and insurance company wont transfer for the day of the test...

How do I get it to NCT centre without upsetting the boys in blue????

If your new car is going in for a 'service', your insurance company will transfer your insurance temporarily to your old car.

Skatedude

Trailer, or transport company?
possibly.
http://www.recovery24.ie/vehicle-towing

they might or will know who can

Mucker2020

The insurance company transferred it over already for its first test...and they said they would be able to do it for that 1 test as a gesture of good will but said they cant do it a second time...

Car failed for emissions in first test...sorted now...

corktina

Mucker2020 wrote: »

The insurance company transferred it over already for its first test...and they said they would be able to do it for that 1 test as a gesture of good will but said they cant do it a second time...

Car failed for emissions in first test...sorted now...

change your insurance company. Most are very obliging in this respect.

(if you are near me I'd drive it there for you)

CiniO

djimi wrote: »

If the car has no NCT then chances are no third party extension will cover it (its a near certainty that they will stipulate that the car must be road legal).

My policy (Allianz) would still cover it as driving other cars, even though car has no NCT.


But obviously still driving it would be braking the law.

djimi

CiniO wrote: »

My policy (Allianz) would still cover it as driving other cars, even though car has no NCT.


But obviously still driving it would be braking the law.

I have no doubt that you have gone through your policy with a fine tooth comb just to prove me wrong, but take it from me that most policies I have had or have seen will specify that the car in question must be road legal (ie valid tax and NCT) for 3rd party extension to apply. Thats not to say that all policies are the same as some may vary; Im just mentioning my experience as a warning not to take it for granted that someone would be covered were the OP to ask them to drive the car to the test center.

DylanII

What insurance company are you with?

challengemaster

CiniO wrote: »

My policy (Allianz) would still cover it as driving other cars, even though car has no NCT.


But obviously still driving it would be braking the law.

You seem to forget every law you look up about 1 week previous :pac:

(2) Sub-article (1) shall not apply to a vehicle—


(a) which is an historic vehicle,


(b) which is solely used on an off-shore island,


(c) which is being driven to a test centre, for the purposes of having a test, or a re-test, carried out, for which an appointment had been made prior to the time of such driving,


(d) on the day on which a test certificate in respect of the said vehicle had been refused,


(e) which is a small public service vehicle in accordance with the Road Traffic (Public Service Vehicles) (Amendment) Regulations, 1995 ( S.I. No. 136 of 1995 )

Based on that, if your insurance coveres the third-party driving of non-insured, non-NCT'd cars, then as long as the car has a valid tax disc, you would be entitled to drive that car to/from a test? Or am I missing something

navara man

tow it there with a tow rope.

CiniO

djimi wrote: »

I have no doubt that you have gone through your policy with a fine tooth comb just to prove me wrong, but take it from me that most policies I have had or have seen will specify that the car in question must be road legal (ie valid tax and NCT) for 3rd party extension to apply. Thats not to say that all policies are the same as some may vary; Im just mentioning my experience as a warning not to take it for granted that someone would be covered were the OP to ask them to drive the car to the test center.

I wasn't trying to prove you wrong.
I just showed that there are exceptions.

CiniO

challengemaster wrote: »

You seem to forget every law you look up about 1 week previous :pac:



Based on that, if your insurance coveres the third-party driving of non-insured, non-NCT'd cars, then as long as the car has a valid tax disc, you would be entitled to drive that car to/from a test? Or am I missing something

You missed just one very small but very relevant detail.
The legislation you quoted doesn't apply anymore as it was amended.
Now there is no leeway for driving without NCT to test centre.

As you mentioned - this was talked about within last few weeks here.

Alanstrainor

Lads, just FYI, those posts that link to spam, if you could just report them rather than quoting them. It just makes a bigger mess to clean up otherwise.

Cheers,

(If you don't know what this post refers to....carry on!)

Mucker2020

Insurance company in question are Axa...

mgbgt1978

challengemaster wrote: »

Based on that, if your insurance coveres the third-party driving of non-insured, non-NCT'd cars, then as long as the car has a valid tax disc, you would be entitled to drive that car to/from a test? Or am I missing something

The car would have to belong to somebody other than the OP.
The "driving other cars" extension will definitely state this.

Our man in Havana

Mucker2020 wrote: »

Insurance company in question are Axa...

Enough said so.