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Insure mobile phone on house insurance policy

corklad32 · 2012-10-23 16:41:30

Hi all I have a question that i cant seem to get an answer to. My house policy is due up with Aviva and i have decided to add cover for 2 smartphones. Seems very cheap maybe €25 each for all risks cover specified. Excess €75. Is there likely to be a problem if i need to make a claim? I'm currently paying €84 per year for…

23-10-2012 05:41PM

#1

corklad32

Registered Users, Registered Users 2 Posts: 446 ✭✭

Join Date: March 2009

Posts: 370

Hi all

I have a question that i cant seem to get an answer to. My house policy is due up with Aviva and i have decided to add cover for 2 smartphones. Seems very cheap maybe €25 each for all risks cover specified. Excess €75. Is there likely to be a problem if i need to make a claim? I'm currently paying €84 per year for insurance through meteor so am wondering if this cover with Aviva is likely to be crap.

Second question which is the one i cant get an answer to. So i bought the phones on bill pay for maybe €200 each as there on contract. However if one got lost or stolen the replacement cost would be €5/600. So the question is would the insurance pay the €200 I paid or the actual replacement value of the handset?

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