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Insure mobile phone on house insurance policy

  • 23-10-2012 5:41pm
    Registered Users Posts: 446 ✭✭

    Hi all

    I have a question that i cant seem to get an answer to. My house policy is due up with Aviva and i have decided to add cover for 2 smartphones. Seems very cheap maybe €25 each for all risks cover specified. Excess €75. Is there likely to be a problem if i need to make a claim? I'm currently paying €84 per year for insurance through meteor so am wondering if this cover with Aviva is likely to be crap.

    Second question which is the one i cant get an answer to. So i bought the phones on bill pay for maybe €200 each as there on contract. However if one got lost or stolen the replacement cost would be €5/600. So the question is would the insurance pay the €200 I paid or the actual replacement value of the handset?