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Car insurance

  • 18-10-2012 9:26am
    #1
    Registered Users, Registered Users 2 Posts: 372 ✭✭


    Is there any way to insure an Irish reg car in the UK without changing to english plates ?


Comments

  • Registered Users, Registered Users 2 Posts: 8 seinas1


    I am with FBD and they said I am covered here in the UK. They even have someone based here permanently to deal with claims on Irish reg cars


  • Registered Users, Registered Users 2 Posts: 3,361 ✭✭✭YouTookMyName


    seinas1 wrote: »
    I am with FBD and they said I am covered here in the UK. They even have someone based here permanently to deal with claims on Irish reg cars

    I'm with FBD for this reason too.


  • Closed Accounts Posts: 7,752 ✭✭✭pablomakaveli


    Is there not some legal requirement to register the car in the UK after being here for a certain time period?


  • Registered Users, Registered Users 2 Posts: 612 ✭✭✭JoseJones


    If you live in the UK you have to register it after 6 months.


  • Registered Users, Registered Users 2 Posts: 3,361 ✭✭✭YouTookMyName


    JoseJones wrote: »
    If you live in the UK you have to register it after 6 months.

    Some proof to back that up would be nice.


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  • Registered Users, Registered Users 2 Posts: 356 ✭✭5unflower


    https://www.gov.uk/importing-vehicles-into-the-uk/temporary-imports

    I did the whole procedure a year and a half ago, it involves a good bit of red tape and fees. Funnily enough I have now returned to Ireland with the same car, to re-register it over here at first nobody felt responsible (revenue, motor tax office, NCTS) but in the end it cost me nothing and I simply got my old registration back :-)


  • Closed Accounts Posts: 180 ✭✭Pauvre Con


    5unflower wrote: »
    https://www.gov.uk/importing-vehicles-into-the-uk/temporary-imports

    I did the whole procedure a year and a half ago, it involves a good bit of red tape and fees. Funnily enough I have now returned to Ireland with the same car, to re-register it over here at first nobody felt responsible (revenue, motor tax office, NCTS) but in the end it cost me nothing and I simply got my old registration back :-)

    I've a UK car that I took to the continent for a few years but never formally de-registered with the DVLA. They knew it was gone but I didn't actually fill in the required form. So when I came back expecting some hassle I found the opposite and was able to simply slap the old plates on. Would have taken much longer doing things by the book. Laziness sometimes wins out! :cool:


  • Registered Users, Registered Users 2 Posts: 454 ✭✭aunt aggie


    I'm with Liberty Insurance (formerly Quinn) in Ireland. They told me that I can drive abroad for 93 days on their insurance but after that I wont be covered anymore.


    Its only my second day in the Uk so Im in no rush, but I was really hoping there was a loop hole that didnt involve me registering the car in the UK.


    Has anyone insured an Irish reg car in the UK?


    Would it be possible to change my insurance to FBD in Ireland as some posters suggested they would cover any car for the duration of its stay abroad??


  • Closed Accounts Posts: 222 ✭✭The Idyl Race


    aunt aggie wrote: »
    I'm with Liberty Insurance (formerly Quinn) in Ireland. They told me that I can drive abroad for 93 days on their insurance but after that I wont be covered anymore.


    Its only my second day in the Uk so Im in no rush, but I was really hoping there was a loop hole that didnt involve me registering the car in the UK.


    Has anyone insured an Irish reg car in the UK?


    Would it be possible to change my insurance to FBD in Ireland as some posters suggested they would cover any car for the duration of its stay abroad??

    My own experience in 2011 might point up what happens. My car was insured through the AA in Ireland with RSA. When I moved to Bristol in early 2011 I got a re-registration pack from the DVLA in North Bristol and was advised that I may have problems with getting insurance. They provided me with a list of brokers. In the meantime, one of the obligations was to get a Certificate of Compliance from Citroen Ireland.

    Here's the kicker. The only modification I needed to make to the car was to change the speedometer from KPH to MPH, a flick of a switch. However, I had to get Google Translate to enter crap like gross axle weight etc off a compliance form in French onto a re-registration form.

    Next bit of red tape was to get a broker to quote me. I eventually got a broker in Wells to do it for me, and insured me with a company that seemingly specialised in boy racers. I wasn't horribly screwed over the insurance, but the unwillingness of insurance companies in the UK to insure a "Southern Ireland" driver was mad - it seems that whole systems over there are based on postcode validation and that anything outside that they can't or won't cope with.

    The cost wasn't huge but the red tape, endemic in almost any dealings with Official Britain, is a royal pain in the ass.

    Getting an MOT is a distinct pleasure compared to the bastard NCT. Much more informal and they are far less trigger happy to fail you there while giving you solid advice.

    Ultimately, I had to come back to Ireland in February of this year and was pleased when there was a minimum of red tape involved, I simply had to tax and insure the car under my old Irish number, which the County Council allowed me to do once they got a letter from my local garage that services the car that my car was indeed my car.


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