land insurance

2pack

I got 4 acres of land about 1 miles from my home but i have no insurance on it...
There does be random shooters on it and also hunters who use it too.
I'm just wondering if i should take insurance out on it like public liability as if anyone was hurt on my ground or climbing over gates they could sue me even if they are not suppose to be there.
Someone mention if i put up signs like land preserved or no shooting or hunting it would cover me if an accident occured but dont think thats true...
I got it 18 years now and never had a problem but suppose times have changed

Askim

I would I insure it asap, if anyone has an accident on it signs or not, they can sue you not your insurance company.

I only rent an acre but have 3 pigs on it, the farmer is a friend & his insurance would cover accidents on the land but not with my pigs, as they are registered in my name €120 buys a lot of peace of mind

Just my 2 cents

A

ravima

agree with askim. spend the €120 and sleep easy, or save the €120 and run the risk of losing the place. Remember, a claimant dies not have to be successful in his claim to ruin you, if you are uninsured and you fight the case, you must pay your own costs, if you can't recover from him.

2pack

thanks, i will insure it now since shooters and hunters are regularly on it and was thinking of putting up signs as have damage to gates etc but they probably wont take much notice to them anyway

dar31

you luck to have got away for so long.
first thing monday morning, get it insured

2pack

ok i will....
what your views on putting up signs too on the land????

Askim

2pack wrote: »

ok i will....
what your views on putting up signs too on the land????

Not much good, but wouldn't do any harm, is there a local gunclub ?? let them have it get them to stop non club members using it & there members shouldn't be damaging any fences, if they do the club should sort it

A

2pack

no local gun club and there seems to be alot of strangers from the north up with dogs too to fox hunt etc going by the reg of the vehicles..

i know a guy who has signs up about 6 miles from me but these guys ignore the signs and just go ahead

cj maxx

as a related aside how will this change to right-of-ways effect those who dont explicitly ban/allow hunting on their land.
most signs are ignored anyway
will gun clubs seek to register rights of way over land they hunt whether or not the gunclubs have specific permission
how will insurance companies view it??

2pack

I got the land insured but i still have lots of hunters, ones out at night lamping foxes etc,
tramping down hedges and gates not properly closed.
Found a massive hole dug in the field where they were trying to dig some poor animal out and the buggers just left it like that...
These guys are not local, the land is over a mile from my home so I never actually can catch them on the land but its seems to be different outfit all the time.

Was going to put signs up but would be ignored anyway

notsobusy

2pack wrote: »

I got 4 acres of land about 1 miles from my home but i have no insurance on it...
There does be random shooters on it and also hunters who use it too.
I'm just wondering if i should take insurance out on it like public liability as if anyone was hurt on my ground or climbing over gates they could sue me even if they are not suppose to be there.
Someone mention if i put up signs like land preserved or no shooting or hunting it would cover me if an accident occured but dont think thats true...
I got it 18 years now and never had a problem but suppose times have changed

Do they shooters and hunters not have their own insurance? In the local hunt to me every member has to have insurance and would it not be the same with shooters?

notsobusy

Yeah I have heard of these types of guys we have had trouble with them in the past. We allow the local hunt on no problem but then the guys from the north come down on foot with their dogs and OH asked them not to come onto the land as the gun club have it and they just ignored us. We called the guards and got reg numbers but nothing could be done as they were gone by the time the guards came out to have a look.

moy83

If I was ignored like that I would have been dropping their dogs as fast as I could get cartridges into the gun .Talk about cheek :mad:

Massey10

moy83 wrote: »

If I was ignored like that I would have been dropping their dogs as fast as I could get cartridges into the gun .Talk about cheek :mad:

If you shoot the dogs with out good reason you will be the one in court . It has happened

moy83

Massey10 wrote: »

If you shoot the dogs with out good reason you will be the one in court . It has happened

Would worrying stock be good enough ? What kind of sentances did they get ?

Massey10

moy83 wrote: »

Would worrying stock be good enough ? What kind of sentances did they get ?

Lose the gun licence and a fine for cruelty to animals . There was two cases over the last few years where farmers got in trouble .It seems if you dont get the dog in the act of killing or hunting sheep your not meant to shoot them .Its better to make them dissappear cant get in to trouble

Conmaicne Mara

moy83 wrote: »

If I was ignored like that I would have been dropping their dogs as fast as I could get cartridges into the gun .Talk about cheek :mad:

Be awful careful, that would get very messy very fast. To shoot the dogs, to the best of my knowledge, their owners would not be able to catch them, you would have to have made an effort to catch them. They would have to be worrying stock then to shoot.

You would also have the problem that they may pay you a return call in the dead of night at some point in the future.

moy83

Thanks for that lads , to be honest I thought once they were in your land fair ball was fair game .
I shot a neighbours dog a few years ago after I asked him to keep them out of the garden the cattle were in and he laughed at me and said "how can I stop them " . He then threatened the guards and I said belt away because you are totally in the wrong , luckily enough he must have assumed I was right aswell and it was left at that . I wont chance that again

delaval

2pack wrote: »

I got 4 acres of land about 1 miles from my home but i have no insurance on it...
There does be random shooters on it and also hunters who use it too.
I'm just wondering if i should take insurance out on it like public liability as if anyone was hurt on my ground or climbing over gates they could sue me even if they are not suppose to be there.
Someone mention if i put up signs like land preserved or no shooting or hunting it would cover me if an accident occured but dont think thats true...
I got it 18 years now and never had a problem but suppose times have changed

The answer is YES and all property you have should be the same.

notsobusy

moy83 wrote: »

Thanks for that lads , to be honest I thought once they were in your land fair ball was fair game .
I shot a neighbours dog a few years ago after I asked him to keep them out of the garden the cattle were in and he laughed at me and said "how can I stop them " . He then threatened the guards and I said belt away because you are totally in the wrong , luckily enough he must have assumed I was right aswell and it was left at that . I wont chance that again

I think if you have warned them then you are in the right. There was a lady on 2fm talking about her dog being shot by the farmer. The dog was just walking through the field of sheep and he shot the dog with no reprucussions.