can somebody please help me? privacy issues!!

stop animal cruelty

Just had an argument with my mother (yes this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am over 18.

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Can someone tell is this possible that this actually happened? He did not have my bank account no. cause l have it in a safe place.

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

dotsman

Is there any chance that this was set up as a joint account, or that he is named in some way on the account?

Also, you say you don't believe them, so is there a chance that they just came across a bank statement, receipts etc?

If the account is definitely in your name alone and your father was able to get these details from your bank, then yes that sounds like a breach of data protection rules and you should formally complain to the bank (but I would verify with your parents exactly what happened first).

stop animal cruelty

dotsman wrote: »

Is there any chance that this was set up as a joint account, or that he is named in some way on the account?

Also, you say you don't believe them, so is there a chance that they just came across a bank statement, receipts etc?

If the account is definitely in your name alone and your father was able to get these details from your bank, then yes that sounds like a breach of data protection rules and you should formally complain to the bank (but I would verify with your parents exactly what happened first).

no its not a joint account. Even all the times l have been in there nothing has been said about my dad. So mad , thanks for your comment all the same.

usernamegoes

stop animal cruelty wrote: »

Just had an argument with my mother (this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am over 18.

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Can someone tell is this possible that this actually happened? He did not have my bank account no. cause l have it in a safe place.

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

I doubt he did unless he knows someone in AIB perhaps or he's named on the account.

stop animal cruelty

usernamegoes wrote: »

I doubt he did unless he knows someone in AIB perhaps or he's named on the account.

no and no.

ahnowbrowncow

stop animal cruelty wrote: »

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Maybe he still has your account details if he set it up?

And if it's a savings account he set up and deposited money in for you surely you can understand if they're worried it's not being spent wisely

stop animal cruelty

ahnowbrowncow wrote: »

Maybe he still has your account details if he set it up?

And if it's a savings account he set up and deposited money in for you surely you can understand if they're worried it's not being spent wisely

lm pretty sure he doesn't. And no they have nothing to worry about, l'v spent some money on education & few bits & bobs, l'm not a fool with money.

N17er

Is there any chance they have your details for online banking?

stop animal cruelty

N17er wrote: »

Is there any chance they have your details for online banking?

no l set that up myself. They can barely send a text never mind turn on a computer! lol

Oral Surgeon

stop animal cruelty wrote: »

Just had an argument with my mother (this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am .....

is there any truth in this statement that " a lot " was taken out?? If so, they maybe the account was accessed....

For the banking guys here, do the banks computers keep a log of all browsing of customer accounts by bank employees?? I remember reading that bank employees were sanctioned for looking at Delores mcnamara's accounts after the euro million win... If so, you could ask the bank for this information.... Also ,are sure that no one else is listed as a signatory on your accounts....

keithclancy

Oral Surgeon wrote: »

is there any truth in this statement that " a lot " was taken out?? If so, they maybe the account was accessed....

For the banking guys here, do the banks computers keep a log of all browsing of customer accounts by bank employees?? I remember reading that bank employees were sanctioned for looking at Delores mcnamara's accounts after the euro million win... If so, you could ask the bank for this information.... Also ,are sure that no one else is listed as a signatory on your accounts....

Yup, theres a record for every time an account is queried.

Oink

You say he is wrong, so it looks like maybe he did not do it. Ask them for details. Either they have facts, or they don't.

If they have facts, how did your dad obtain them legally?

If they don't have facts, are they just trying to say they're worried, in a very inelegant manner?

Mr Carrot

stop animal cruelty wrote: »

Just had an argument with my mother (this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am over 18.

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Can someone tell is this possible that this actually happened? He did not have my bank account no. cause l have it in a safe place.

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

Don't be such a wuss and move out from your parents gaff

Oink

Mr Carrot wrote: »

Don't be such a wuss and move out from your parents gaff

?

No need to call OP a wuss. Having a disagreement with your parents doesn't necessarily mean you want give them the finger and get out.

Maybe she is otherwise happy to stay at home for another while and would prefer to address the issue rather than run away?

dudara

Moved to Banking & Insurance & Pensions

OP - you should find out how exactly your Dad accessed your bank account. If he did it at the bank, then you need to ask the bank how your Dad was able to query your account. It may be possible that he is still somehow linked to it, in which case you can get him removed. Or more seriously , they wrongly gave him your bank account details,

cookie1977

Are you absolutely sure they did get info on your account or are they trying to spoof you as they have suspicions, thus hoping you'll cave?

roro2

Oral Surgeon wrote: »

For the banking guys here, do the banks computers keep a log of all browsing of customer accounts by bank employees?? I remember reading that bank employees were sanctioned for looking at Delores mcnamara's accounts after the euro million win... If so, you could ask the bank for this information.... QUOTE]

No, at least in AIB.

I would be very surprised if the bank gave your dad details on your account history, particularly if he doesn't have any of the details. This would involve him walking up to the counter, saying that he doesn't have any transactions to do but would like to have some information on a bank account that he doesn't even know the number of. More likely is that he came across a statement or they're simply not being honest.

Kwack

If there is no mandate in place giving them viewing/debiting rights you have a case. I'd be furious too if I were you. Contact the financial regulator

whatnext

This really depends on circumstances.

I go into the local bank where I grew up every now and again, and have asked if an old great uncle is ok for money and they tell me, they would never say more than he ok or hes running low, if he is stuck for a few bob I but a few quid in for him. Its nice that they do it, an I suppose I've never asked for any real details, but its someone in the bank caring and being understanding.

I know the bank shouldn't do it but the man hasn't got a pot to p!ss in but likes to keep up the image of being a bit of a gent, he's very old school, well dressed tie on always etc,. He has no income apart from the OAP and he'd never take cash. He obviously knows someone is doing it, but he's happy to ignore it.

stop animal cruelty

keithclancy wrote: »

Yup, theres a record for every time an account is queried.

even if its just €400 is taken out??...........

Stheno

stop animal cruelty wrote: »

even if its just €400 is taken out??...........

Of course, the bank have to keep a record of all transations?

stop animal cruelty

Mr Carrot wrote: »

Don't be such a wuss and move out from your parents gaff

Cause its that easy when lm entitled to nothing from the govenment?? & unemployed looking for work??

stop animal cruelty

Oink wrote: »

?

No need to call OP a wuss. Having a disagreement with your parents doesn't necessarily mean you want give them the finger and get out.

Maybe she is otherwise happy to stay at home for another while and would prefer to address the issue rather than run away?

Thank you!

stop animal cruelty

cookie1977 wrote: »

Are you absolutely sure they did get info on your account or are they trying to spoof you as they have suspicions, thus hoping you'll cave?

trying to spoof me & hoping l'll cave

stop animal cruelty

Kwack wrote: »

If there is no mandate in place giving them viewing/debiting rights you have a case. I'd be furious too if I were you. Contact the financial regulator

l prob won't go that far, but thanks

stop animal cruelty

Stheno wrote: »

Of course, the bank have to keep a record of all transations?

l know they keep a record, what l ment, would it be nesscessary to give my father that information if he thinks lm taking out so much money?

Larbre34

Do you and your father share a first or middle name?

Could he have gone in with his own ID and said, 'hi, I'm John James Murphy (also your name, or maybe you go by James) Id like to see my account balance please?'. They wouldnt know from the computer account balance if the holder was 18 or 80 The account number will be the very same as it was 20 year ago, if its different, then it isnt the original account.

stop animal cruelty

Larbre34 wrote: »

Do you and your father share a first or middle name?

Could he have gone in with his own ID and said, 'hi, I'm John James Murphy (also your name, or maybe you go by James) Id like to see my account balance please?'. They wouldnt know from the computer account balance if the holder was 18 or 80 The account number will be the very same as it was 20 year ago, if its different, then it isnt the original account.

l'm female :L

Oral Surgeon

stop animal cruelty wrote: »

l'm female :L

Do you look like your da??

stop animal cruelty

Oral Surgeon wrote: »

Do you look like your da??

tiny bit, but l dont look like a 60 yr old man & he doesn't look like a 20 yr old girl

westies4ever

Kwack wrote: »

If there is no mandate in place giving them viewing/debiting rights you have a case. I'd be furious too if I were you. Contact the financial regulator

Nothing to do with the financial regulator. If there has been a breach, complaint needs to be made to the Data Protection Commissioner.

Atlantic Dawn

Could it be he opened a bank statement you received in the post or found one you had received?

Jim2007

stop animal cruelty wrote: »

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

If your dad set up the account for you, it is more than likely that he still has some kind of access to it.

A word of warning though, if he set it up it is also very likely that he is the guarantor for it and if you have him removed, you may find that your banking facilities become very limited!

stop animal cruelty

Atlantic Dawn wrote: »

Could it be he opened a bank statement you received in the post or found one you had received?

no haven't got a bank statement in a long time, tbh l think my mom was making it up all along cause he hasn't said anything to me!

stop animal cruelty

Jim2007 wrote: »

If your dad set up the account for you, it is more than likely that he still has some kind of access to it.

A word of warning though, if he set it up it is also very likely that he is the guarantor for it and if you have him removed, you may find that your banking facilities become very limited!

never knew that, thanks l'll keep that in mind!

cookie1977

stop animal cruelty wrote: »

trying to spoof me & hoping l'll cave

That's what I said. Is that possible?

ResearchWill

stop animal cruelty wrote: »

Just had an argument with my mother (yes this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am over 18.

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Can someone tell is this possible that this actually happened? He did not have my bank account no. cause l have it in a safe place.

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

OP your father has more than likely pulled the oldest trick in the book. You being 20 have more than likely spent what you may think is a lot of money on something. Your father throws out a "the bank told me you spent lots" then if you reply "how dare the bank tell you I spent €400 on a new bag" bingo you have been rumbled. If your father had said how in gods name have you spent (insert exact amount) then he has access. If on the other hand he say "the bank tell me your spending a fortune" he is spoofing.

stop animal cruelty

ResearchWill wrote: »

OP your father has more than likely pulled the oldest trick in the book. You being 20 have more than likely spent what you may think is a lot of money on something. Your father throws out a "the bank told me you spent lots" then if you reply "how dare the bank tell you I spent €400 on a new bag" bingo you have been rumbled. If your father had said how in gods name have you spent (insert exact amount) then he has access. If on the other hand he say "the bank tell me your spending a fortune" he is spoofing.

thing is my father hasn't said anything to me! thats why l think my mom is playing with me! l never said how much l have spent/taken out, they just think l'm a fairy with money for no reason at all, well prob cause l'm 20!

stop animal cruelty

cookie1977 wrote: »

That's what I said. Is that possible?

trying to spoof me, yes. Cave in, hell no!

cookie1977

stop animal cruelty wrote: »

trying to spoof me, yes. Cave in, hell no!

As in by the reaction you gave to them they sussed that they were correct in saying you took the cash out. I dont think this is a banking privacy issue. Next time just dont react to your parents accusations in case they dont really know and are just trying to get a rise from you so they can prove themselves right.

stop animal cruelty

cookie1977 wrote: »

As in by the reaction you gave to them they sussed that they were correct in saying you took the cash out. I dont think this is a banking privacy issue. Next time just dont react to your parents accusations in case they dont really know and are just trying to get a rise from you so they can prove themselves right.

l didnt give them a reaction, as l said in OP it was my mom. l got mad cause it is a privacy issue & if they thought l was ott with money they should a spoke to me first about it, not go behind my back & invade my privacy.

handlemaster

stop animal cruelty wrote: »

Just had an argument with my mother (yes this is to do with AIB/bank account).

She said l have been spending/wasting so much money (not true) & that my father found this out because apprentley he went into my AIB branch, and in some way, checked to see how much money was in my account & discovered "alot" was taken out. l am furious, either they are making this up (which l think they are) or AIB have given out my details, l am over 18.

The only thing my dad has to do with this account, is that he set it up, 20 years ago for me, but recently l changed it to a current account cause l need money (unemployed) and sick to death of my parents leading me money if they feel like it.

Can someone tell is this possible that this actually happened? He did not have my bank account no. cause l have it in a safe place.

Is it the fact that he is my dad & set up this account, even though it is under my name etc, that he could still get this information????

lm so mad. Sorry for the long post, any suggestions/opinions would be great.

Does it really matter. Your parents are concerned for you. Sit down and talk to them. If you are over spending its on you for now but this might come back to them as in giving you hand outs later on. Its easy to get 'upset' and not see the real issue they are just been concerned for you, they are not concerned about the neighbours kids just you. Its time to stand up as an adult say your not happy with questions about your finances. But with that don't expect them to be giving you money without any questions its their money afterall.

testicle

Yes it's possible, because AIB did it to me - gave my account information/balance to my mother - about 12 years ago. I was over 18 at the time.

dotsman

testicle wrote: »

Yes it's possible, because AIB did it to me - gave my account information/balance to my mother - about 12 years ago. I was over 18 at the time.

To be fair - 12 years is a long time ago! Data protection etc has really only come to prominence since the turn of the millennium, culminating in the Data Protection act of 2003.

Anyway, from the evidence in the OP's posts, it certainly looks like the mother is bluffing.

Equality

Yes, it is possible that the bank discussed your account details or spending with someone.

It was done to me also (relatively recently), and it was not a family member of mine who received the information.

There is no point in complaining, as there is no way to proove it, on the basis of what your dad or mum said to you.

There is a point in moving your banking transactions out of that bank and out of that town when you get a job. Leave the existing bank account as it is, just open a new bank account for your salary when you get a job, make sure it is a different bank and choose a branch in Dublin, not local.