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does house insurance cover wedding rings?

  • 10-10-2012 2:10pm
    #1
    montzarella
    Registered Users, Registered Users 2 Posts: 127 ✭✭


    hi there, i will be getting married soon and am going to collect our wedding rings tomorrow, the value of the rings is €2150.

    I am wondering if this is covered by house insurance, or would i need to specify them on the cover or anything? my house insurance is with allianz. Thanks.


Comments

  • #2
    thebiglad
    Registered Users, Registered Users 2 Posts: 1,672 ✭✭✭thebiglad


    Phone Allianz but yes, you do need to specify the rings.

    You have cover for valuables etc but there will be a limit per item and an overall limit which is a percentage of your overall sum insured.

    You are far better off to specify the rings in any case.


  • #3
    tricky D
    Closed Accounts Posts: 9,700 ✭✭✭tricky D


    Likely you need to specify them. Certainly don't assume coverage. Get them valued on paper too and take photos to help the assessor/Gardaí if something happens. My mother's rings were specified separately incurring an additional cost of ~€40 pa pro rated to your value.


  • #4
    montzarella
    Registered Users, Registered Users 2 Posts: 127 ✭✭montzarella


    Thank you, I will give Allianz a shout so.


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