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Trainee question

  • 01-10-2012 2:03am
    #1
    Registered Users, Registered Users 2 Posts: 812 ✭✭✭


    Are trainees regarded as students? I'm asking this because I am trying to hold onto my student account with the ulster bank and i'm hoping to get an overdraft. When I went looking into it they said i'd need to get documentation proving that i'm still a student. I would have thought it was possible seen as we would still be studying, doing exams, etc.


Comments

  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭Odats


    You can get a Student Travelcard with Chartered Accountants Ireland just send them off the form and they will stamp it if you are in a training contract.

    I am not sure on the student account. Ulster Bank I taught do no bank charges.


  • Registered Users, Registered Users 2 Posts: 812 ✭✭✭Dellboy2007


    Yes I knew about the travel card, I have one. It was just for the bank I was wondering. Ulster Bank student accounts do not have charges for overdrafts, however current accounts do.


  • Registered Users, Registered Users 2 Posts: 122 ✭✭G-unit10


    The ulster bank graduate account has the same benefits including an overdraft I think. Have they contacted you to say the account is no longer a student one? Had one the past 4 years in college and I'm starting with a firm soon, haven't heard anything from them.


  • Registered Users, Registered Users 2 Posts: 812 ✭✭✭Dellboy2007


    No they didn't contact me but when I went in to see about the overdraft they asked was I a student. I said I was not still in college but that, to the best of my knowledge, I am still a student. They said I would need this in writing, I assume from CAI. They seem to be getting stricter on giving out overdrafts because students weren't paying them back. Anyway, I just checked out that graduate account, I might go with that. Only thing is, it transfers to a current account automatically next July.


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