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Best place to get a car on finance

  • 30-09-2012 6:59pm
    #1
    tallaghtmick
    Closed Accounts Posts: 5,724 ✭✭✭


    Looking to get a car on finance for something between 3-6K but I dont know where to look any recommendations?


Comments

  • #2
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    You'll be looking at older cars, you won't get much of a hire purchase for that, I'd suggest a loan anyway.


  • #3
    bazz26
    Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    The banks generally will not finance anything over 4 years old these days.

    OP, on your budget you will be better off getting a personal loan from a credit union. Their lending rate is usually lower, they are more flexible with repayments and the car doesn't have to be secured on the loan.


  • #4
    tallaghtmick
    Closed Accounts Posts: 5,724 ✭✭✭tallaghtmick


    bazz26 wrote: »
    The banks generally will not finance anything over 4 years old these days.

    OP, on your budget you will be better off getting a personal loan from a credit union. Their lending rate is usually lower, they are more flexible with repayments and the car doesn't have to be secured on the loan.

    Already got 1 with the credit union,im sure ill just have to save for bit instead.


  • #5
    FacebookLAD
    Closed Accounts Posts: 34 ✭FacebookLAD


    Credit Union all the way kiiiid!


  • #6
    plimerick
    Registered Users, Registered Users 2 Posts: 3 ✭plimerick


    miniumum amount you can finance on hire purchase for a car is €5000


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  • #7
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Definately Credit Union. You can usually extend their loans fairly easily provided you can show the ability to repay it, so it might be worth investigating topping up your existing CU loan.


  • #8
    tallaghtmick
    Closed Accounts Posts: 5,724 ✭✭✭tallaghtmick


    plimerick wrote: »
    miniumum amount you can finance on hire purchase for a car is €5000

    Well thats around what im looking for.do most places require a deposit?


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