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Cancelling car insurance at 11 months

Whiteliar · 2012-09-19 21:02:13

I'm trying to sell my car at the moment. Tax and insurance both have to be paid in a couple of days. I don't really want to pay tax as I'm about to sell it but my problem is with the insurance.... I pay it in monthly installments and this month happens to be the last one of the year. What I'm wondering is: do I lose my no…

19-09-2012 9:02pm

#1

Whiteliar

Registered Users, Registered Users 2 Posts: 1 ✭

Join Date: September 2012

Posts: 0

I'm trying to sell my car at the moment. Tax and insurance both have to be paid in a couple of days. I don't really want to pay tax as I'm about to sell it but my problem is with the insurance....

I pay it in monthly installments and this month happens to be the last one of the year. What I'm wondering is: do I lose my no claims bonus as I'm cancelling before a full year (this is my first time ever having car insurance) or am I better off paying for the last month?

I'd just pay it and hang on to the car for another month if it wasn't for the tax...

Thanks.

0

Comments

#2 19-09-2012 9:04pm

Eric Cartman

Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭

Join Date: September 2007

Posts: 26041

you can let your car go a month without tax, for the NCB (seen as you have 0 years) id keep the car until the 12 months are up then cancel insurance and sell the car, a years ncb will probably help you more than the cost of the month your paying for the insurance.

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