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'Write-off' or 'Damaged Beyond Economic Repair' - difference?

  • 19-09-2012 04:54PM
    #1
    plys
    Registered Users, Registered Users 2 Posts: 221 ✭✭


    Quick question - if a crashed vehicle is deemed damaged 'beyond economic repair', is it written off?

    I crashed a car a while ago and it has been deemed damaged beyond economic repair by the assessor.

    The crowd that towed the vehicle offered to buy it at salvage value, and I agreed. They told me they would pay me as soon as I send them in the log book.

    Then yesterday I got a call from a guy looking for the keys - it looks like he has bought the car with a view to repairing it and selling it on.

    I haven't sent them the log book yet, and so I haven't been paid what I am owed.

    As I previously wrote a car off, which was subsequently involved in a fatal accident (and I had the Gardai calling to the door looking for me as the registered owner...), I'm worried this is a similar situation...

    Any advice welcome.


Comments

  • #2
    ABajaninCork
    Closed Accounts Posts: 8,411 ✭✭✭ABajaninCork


    If a car's BER (Beyond Economic Repair), then yes, it is written off.

    However, I would be very careful selling the car to a salvage yard. You should be able to declare the car as written off. I know in the UK you have to get a Notice of Destruction. Have a word with Shannon to see what the procedure is here. Make sure you have that BEFORE handing over the car to salvage agents.


  • #3
    plys
    Registered Users, Registered Users 2 Posts: 221 ✭✭plys


    ABajaninCork wrote: »
    If a car's BER (Beyond Economic Repair), then yes, it is written off.

    However, I would be very careful selling the car to a salvage yard. You should be able to declare the car as written off. I know in the UK you have to get a Notice of Destruction. Have a word with Shannon to see what the procedure is here. Make sure you have that BEFORE handing over the car to salvage agents.

    Thanks for your comments. Should I take it that there is legislation in place to restrict a person (ie salvage yard) from selling on written off vehicles, ie vehicles that should have been scrapped?


  • #4
    ABajaninCork
    Closed Accounts Posts: 8,411 ✭✭✭ABajaninCork


    I'm English, so don't know the form here. But if the DVLA issue a Cert of Destruction, then legally, the car has to be scrapped and cannot be repaired or sold.

    Like I say. Your best bet is to speak to Shannon, or have a quick word with the local Garda station. But whatever you do, don't sell the car yet until you know your position.


  • #5
    Guy:Incognito
    Registered Users, Registered Users 2 Posts: 38,244 ✭✭✭✭Guy:Incognito


    ABajaninCork wrote: »

    However, I would be very careful selling the car to a salvage yard. .

    If he fills out the change of ownership to the salvage yard there is no comback on him, regardless of what they do with it.


  • #6
    mickdw
    Registered Users, Registered Users 2 Posts: 23,812 ✭✭✭✭mickdw


    Insurers regularily 'write off' cars when they figure it will be cheaper to pay the owner the total value and then recover some of this cost by reselling the damaged car to the trade. There is nothing wrong with the car in many cases and its perfectly safe to put back on the road. This can be considerably cheaper than paying the bill for new parts to repair.
    In the OPs case I would have thought that the car would have belonged to the insurance company and that it would be up to them to decide who the damaged car is sold to.
    Anyway, if the OP was left with the log book and car by the insurers, all he has to do is sell it as normal, changing ownership to the garage so its someone elses problem from then on.


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