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Insurance for Drivers that were Banned

  • 10-09-2012 9:19pm
    #1
    Sparticous
    Registered Users, Registered Users 2 Posts: 30 ✭


    I was Banned from driving when i was 21 for 2years im 25 now and am looking to get back on the road again can i get a few names of insurance companys that take on drivers that were banned before


Comments

  • #2
    cozzie55
    Registered Users, Registered Users 2 Posts: 357 ✭✭cozzie55


    Sparticous wrote: »
    I was Banned from driving when i was 21 for 2years im 25 now and am looking to get back on the road again can i get a few names of insurance companys that take on drivers that were banned before

    As far as I am aware the company you were insured with before you were banned have to quote you, granted it could be ridiculous money

    I;m not sure if this is the case though seen as you have been off the road 4 years even thought you were only banned 2 years.


  • #3
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Sparticous wrote: »
    I was Banned from driving when i was 21 for 2years im 25 now and am looking to get back on the road again can i get a few names of insurance companys that take on drivers that were banned before

    Call a few brokers. They're probably your best bet.


  • #4
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    ARB and XS Direct are two that should quote you. ARB wont be cheap and XS Direct will have a massive excess on the policy (€3000/€4000 most likely) but they are options to get you back on the road.


  • #5
    Wicklowandy
    Closed Accounts Posts: 801 ✭✭✭Wicklowandy


    Afaik if you wait until 5 years you will not have to declare your ban, and if you kept your licence current when your ban ended your endorsment will have gone by then too.


  • #6
    xDramaxQueenx
    Closed Accounts Posts: 944 ✭✭✭xDramaxQueenx


    Somebody close to me was disqualified from driving for two years, and apparently the insurance company doesnt need to know 3 years after you've been put off the road, so for him (for eg) he only had to pay 1 years insurance declaring he had been off the road.


    also, he did not have to go back to the insurance company he was with when he was disqualified.


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