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Insurance?

  • 10-09-2012 7:58pm
    #1
    GT_TDI_150
    Registered Users, Registered Users 2 Posts: 10,917 ✭✭✭✭


    Is there such a thing as bicycle insurance?


Comments

  • #2
    Idleater
    Registered Users, Registered Users 2 Posts: 6,236 ✭✭✭Idleater


    GT_TDI_150 wrote: »
    Is there such a thing as bicycle insurance?
    Yes


  • #3
    kerry4sam
    Registered Users, Registered Users 2 Posts: 15,127 ✭✭✭✭kerry4sam


    GT_TDI_150 wrote: »
    Is there such a thing as bicycle insurance?

    Their is yeah. I'm looking into bicycle insurance myself at the moment too.


  • #4
    GT_TDI_150
    Registered Users, Registered Users 2 Posts: 10,917 ✭✭✭✭GT_TDI_150


    kerry4sam wrote: »
    GT_TDI_150 wrote: »
    Is there such a thing as bicycle insurance?

    Their is yeah. I'm looking into bicycle insurance myself at the moment too.
    Xpensive?


  • #5
    Beasty
    Administrators, Social & Fun Moderators, Sports Moderators Posts: 78,393 Admin ✭✭✭✭✭Beasty


    Here's an example of specialist bike insurance (as opposed to getting cover under a household policy)

    I personally would not take out such insurance (my policy is to only take out insurance I am legally required to, such as motor insurance or buildings insurance because it's a mortgage condition), or where the potential loss is catastrophic (contents insurance) - Basically I prefer to keep the profits the insurance companies would otherwise make out of me wherever I reasonably can (same applies to exended warranties)


  • #6
    kerry4sam
    Registered Users, Registered Users 2 Posts: 15,127 ✭✭✭✭kerry4sam


    GT_TDI_150 wrote: »
    Xpensive?

    Still un-decided on paying the insurance though as work for me will be quiet during the Winter and start of Spring to need to be balancing my budget well. So still looking around for a reasonable quote.

    Looking at it from another view-point though is that paying several hundreds of euros to insure a bike I love shouldn't be an issue, but as above ^^ pending budget at the moment for me :o


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  • #7
    Lusk Doyle
    Closed Accounts Posts: 2,365 ✭✭✭Lusk Doyle


    kerry4sam wrote: »
    GT_TDI_150 wrote: »
    Xpensive?

    Still un-decided on paying the insurance though as work for me will be quiet during the Winter and start of Spring to need to be balancing my budget well. So still looking around for a reasonable quote.

    Looking at it from another view-point though is that paying several hundreds of euros to insure a bike I love shouldn't be an issue, but as above ^^ pending budget at the moment for me :o

    Do you own a house or apartment? If yes, then I presume that you have it insured to include contents? If yes to that also, then why pay a few hundred Euro extra for a separate bike policy when your household policy covers bikes subject to a policy excess which is usually in or around €250 for bikes?


  • #8
    GT_TDI_150
    Registered Users, Registered Users 2 Posts: 10,917 ✭✭✭✭GT_TDI_150


    What about personal injury or 3rd party damage?


  • #9
    Lusk Doyle
    Closed Accounts Posts: 2,365 ✭✭✭Lusk Doyle


    GT_TDI_150 wrote: »
    What about personal injury or 3rd party damage?

    Read your policy. Also check your ci licence if you have one.


  • #10
    RidleyRider
    Registered Users, Registered Users 2 Posts: 3,783 ✭✭✭RidleyRider


    Quoted 300 euro for my Ridley:P


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