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what would you do

faolteam · 2012-08-27 09:45:22

i was insured with an insurance company turns out last year i was hit by an uninsured driver i had to use my no claims bonus , even though it did not effect my no claims bonus even though i was not the guilty person it is on my proof of no claims discount and becasue it is there some insurance companies wont give me full…

27-08-2012 9:45am

#1

faolteam

Registered Users, Registered Users 2 Posts: 1,826 ✭✭✭

Join Date: July 2005

Posts: 1200

i was insured with an insurance company

turns out last year i was hit by an uninsured driver i had to use my no claims bonus , even though it did not effect my no claims bonus even though i was not the guilty person

it is on my proof of no claims discount and becasue it is there some insurance companies wont give me full bonus protection

i have a choice now go with a company with no full bonus protection or go without bonus protection

what would you do ?

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Comments

#2 27-08-2012 2:47pm

Henry Ford III

Moderators, Business & Finance Moderators Posts: 17,861 Mod ✭✭✭✭

Join Date: January 2006

Posts: 17527

I had a similar situation a couple of years ago. Was hit by an uninsured driver. My comp. policy paid for my damages, and I made sure the refund was made in full by the MIBI.

It made no difference to my NCB nor renewal.

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#3 28-08-2012 9:10am

faolteam

Registered Users, Registered Users 2 Posts: 1,826 ✭✭✭

Join Date: July 2005

Posts: 1200

you really got stuck and had to stay with them because only one who would give you full bonus protection.

0
#4 29-08-2012 7:52am

peteb2

Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭

Join Date: February 2010

Posts: 1622

why are you answering your own question? It shouldnt affect your chances of getting no claims bonus protection.

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