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Pinnacle Card Insurance on AIB cards

  • 14-08-2012 3:51pm
    #1
    Tigerandahalf
    Registered Users, Registered Users 2 Posts: 7,818 ✭✭✭


    I have been paying this on an annual basis for last 4 or 5 years. It is about 16 eur per year. Is anybody else paying this? I get the feeling it is a dud product pushed by AIB. I think it covers card replacement but do I really need it?
    Thanks in advance

    Edit: The full company name is Cardif Pinnacle.


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Whether you "need" it is purely up to you. It's optional. Basically it's a service you register all your credit/debit cards with, and if lost/stolen they do all the calling around for you, organise replacements, getting them to you whereever you are in the world etc.

    Personally I wouldn't bother, but I'm sure some like the reassurance.


  • #3
    Tigerandahalf
    Registered Users, Registered Users 2 Posts: 7,818 ✭✭✭Tigerandahalf


    Thanks. It seems I am only covered for my credit card. I guess my laser card would cost extra. I thought you were covered anyway if your credit card was lost or stolen and for fraud on it. No?


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Not nessecarily: again, you'ld need to talk to them but normally they'll cover x amount of cards for the same price.

    As for coverage if your card is lost or stolen/used fraudulently it varies immensely on any number of circumstances.


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