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Window dressing savings for potential mortgage application..

musclesmcginty · 2012-08-14 10:09:58

Im an in a permanent engineering job in a multinational company and my Girlfriend is a school teacher in a contract position. We are currently saving together in a joint account but it is becoming more likely that I will have to apply for the mortgage under my own name (and income obv.) because she does not have a…

14-08-2012 10:09am

#1

musclesmcginty

Registered Users, Registered Users 2 Posts: 15 ✭

Join Date: April 2012

Posts: 11

Im an in a permanent engineering job in a multinational company and my Girlfriend is a school teacher in a contract position.

We are currently saving together in a joint account but it is becoming more likely that I will have to apply for the mortgage under my own name (and income obv.) because she does not have a permanent job.

So: Are we better off saving our money seperately inorder to show to the banks our individual saving profiles? Or will the mortgage lender mind if they see us saving together?

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Comments

#2 14-08-2012 11:12am

unclebill98

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Join Date: January 2007

Posts: 3632

Makes no difference. You'll be asked about your savings pattern so it will be highlighted then.

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