wife in car crash

caspa307

heya guys just a couple of questions looking for opinions,

the wife had a crash today, she was turning right and and the other car was seemingly going straight, but turned on his indicator at the last second and pulled across her she hit his back tire (apparently broke his hubcap)

just curious as its her first crash and i wasn't there but going from the description who was in the wrong??

also he took all our insurance details including her name and number, but didn't give any of his, he rang earlier from a private number saying his wheel was completely buckled, i asked him to get me a quote but he dosent seem to keen on going through the insurance (neither am i tbh)

im just curious as there really isnt much damage done to my car bar a small dent, is it possible to have buckled the wheel (bearing in mind she couldnt have been going more then 15 mph?

Jimbob 83

I have so many near misses this way it is unreal because of people not using their indicators in good time, all it takes is 2 people on a bad day, people like your wife can only carry other bad road users 95% of the time tbh

ABajaninCork

As the other party took your insurance details, have you called this over to your insurance? If not, would suggest you do this ASAP!! You don't know what (if anything) he's told your insurance. Did your wife at least get his licence plate? Why did the other party not give his details? Does he have insurance?

Get your wife to detail exactly what happened on a bit of paper. Might be useful later on if it all kicks off.

My BiL had a similar problem. He was in a petrol station. Bloke came in using it as a rat run and hit BiL's car. Poor BiL thought he had a 'gentleman's agreement' to fix car. Sneaky b*****d then phone the insurance claiming against BiL!!

Pottler

Tread wearily OP, and quit rapidly with the " how much will it cost" bit. I hope your wife is ok, that's the main thing. If she is, great, the rest is politics. Beware that a lot of people will go to town if you or your wife admit liability - it sounds pretty 50/50, so go that route - sadly, you will have to play up the part the other driver had in the accident to avoid going to the (most likly) cleaners. Phone your insurance, stating that your wife got cut up by another driver and collided, leave liability to an assessor. Have little or no contact with the other driver, let your insurance company take care of it, that's why you have it. Admit nothing, say nothing. The other driver cut your wife up, end of. That's my view, maybe wiser heads will disagree. I've been burnt like this, tread warily and let the insurance sort it out, but admit nothing.:)

ABajaninCork

Would agree with the above. I would definitely call the accident over to the insurance, even though you say don't want to claim.

Meanwhile, as the last poster says if yer man calls, then say nothing. AND DO NOT ADMIT LIABILITY!!

caspa307

thanks for all the advice

GavMan

ABajaninCork wrote: »

Meanwhile, as the last poster says if yer man calls, then say nothing. AND DO NOT ADMIT LIABILITY!!

Always have to laugh at this particular nugget of advice when it's doled out. You could tell him you're benjamin button for all you want and it wont matter a damn. The insurance companies will decide liability and your wife and the man will have no say in it.

For what it's worth, sounds 50/50 as they were both crossing the road. Could go against your wife though as she hit him....

Theta

GavMan wrote: »

Always have to laugh at this particular nugget of advice when it's doled out. You could tell him you're benjamin button for all you want and it wont matter a damn. The insurance companies will decide liability and your wife and the man will have no say in it.

I have seen windscreen disc holders from insurance companies stating on the back to not admit liability when you are involved in an incident so it must be worth something if it comes down to it.

I am a bit unclear, was the car driving straight down a road and your wife was turning onto that road when the car that got hit was turning off it?

langdang

Theta wrote: »

I am a bit unclear, was the car driving straight down a road and your wife was turning onto that road when the car that got hit was turning off it?

Very unclear alright, I'd have to say it sounds like the OP's wife was wrong. Either way, laws of physics or probabilities don't seem to mean much in insurance claims - just who can get the best story and a claim that is just low enough not to be worth investigating.

caspa307

Theta wrote: »

I have seen windscreen disc holders from insurance companies stating on the back to not admit liability when you are involved in an incident so it must be worth something if it comes down to it.

I am a bit unclear, was the car driving straight down a road and your wife was turning onto that road when the car that got hit was turning off it?

yeah say my wife was turning right the guy drove past her then swang into the corner i mean my wife says it wasnt really anyones fault but, dosent matter apperently he went to the guards yesterday evening and rang my insurance would he have to give us his details to make a claim?

Theta

caspa307 wrote: »

yeah say my wife was turning right the guy drove past her then swang into the corner i mean my wife says it wasnt really anyones fault but, dosent matter apperently he went to the guards yesterday evening and rang my insurance would he have to give us his details to make a claim?

If thats the case the other car has right of way so your wife should have waited until the car had completed its turn. Unless he cut the corner and hit your wifes car when it was not moving. If she moved into him then she is in the wrong.

langdang

Theta wrote: »

If thats the case the other car has right of way so your wife should have waited until the car had completed its turn. Unless he cut the corner and hit your wifes car when it was not moving. If she moved into him then she is in the wrong.

Sounds right to me, unless there's a photo or a witness to his back wheel being inside the stopline and your wife's lane then it will seem like her fault.

keithclancy

GavMan wrote: »

Always have to laugh at this particular nugget of advice when it's doled out. You could tell him you're benjamin button for all you want and it wont matter a damn. The insurance companies will decide liability and your wife and the man will have no say in it.

For what it's worth, sounds 50/50 as they were both crossing the road. Could go against your wife though as she hit him....

Exactly, thats why you don't admit liability, its up to your Insurance company to determine that.

Its written in the Book that comes with the Cert and on the tax disc holder.

Jesus .. Imagine ringing your Insurance company and telling them "Oh its alright I admitted liability, pay out whatever he wants there will ya"

ABajaninCork

GavMan wrote: »

Always have to laugh at this particular nugget of advice when it's doled out. You could tell him you're benjamin button for all you want and it wont matter a damn. The insurance companies will decide liability and your wife and the man will have no say in it.

For what it's worth, sounds 50/50 as they were both crossing the road. Could go against your wife though as she hit him....

That's what the insurance is for. Let THEM sort out liability. It's not the OP's wife's place to do so. That way, you keep out of trouble.

I wasn't surprised to read that the other party went to the Gards and called the insurance. It seemed that might be the case from the time he took their details, but wouldn't give his.

As a matter of interest. Isn't that an offence not to give insurance details when there's an accident? Just wondering...

GavMan

ABajaninCork wrote: »

That's what the insurance is for. Let THEM sort out liability. It's not the OP's wife's place to do so. That way, you keep out of trouble.

I wasn't surprised to read that the other party went to the Gards and called the insurance. It seemed that might be the case from the time he took their details, but wouldn't give his.

As a matter of interest. Isn't that an offence not to give insurance details when there's an accident? Just wondering...

It is

ballooba

The OP's description is very difficult to decipher. Also the thread title is a little misleading I think. Sounds like a fender bender more than a crash.

Capt'n Midnight

can't visualise this

What sort of junction was it ?

as in who was on the main road / was yer man crossing her T or what ?

caspa307

Capt'n Midnight wrote: »

can't visualise this

What sort of junction was it ?

as in who was on the main road / was yer man crossing her T or what ?

she was coming up a side road he was on the main road, she was turning right and he was driving straight, she pulled her nose out to get a better view of the cars coming up the road (as in left and right) the guy was past at this stage then stopped and made a quick turn causing her to hit the back wheel on the drivers side. im not disputing that she may have been in the wrong but as i wasnt there and have no way of contacting your man i only have her description

sheehan12

buy a roadhawk camera