Penalty point insurance question

awec

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Jimbob 83

Irish points only last 2 years afaik

awec

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CiniO

Jimbob 83 wrote: »

Irish points only last 2 years afaik

Irish points last for 3 years

CiniO

awec wrote: »

I have a full UK drivers license. On that, I have 3 penalty points that I got when I was living in the UK.

I got stopped for speeding while in the south and recieved (and paid) a fine from the Garda and also got a letter saying I had 2 points. These 2 points obviously don't go on my UK license.

My understanding is that the 2 points are sort of held for me, so if I apply for an Irish license at any time in the next 3 years I will automatically have 2 points applied?

It's actually even worse than you think.
They are held not only for 3 years, but forever.
So, say you apply for Irish licence in 10 years, you will still get that points from the very first day you have Irish licence, and they will be valid for 3 years from that date.

Anyway, I am in the process of importing a vehicle and looking at insurance quotes. They ask for my license type, to which I specify full UK, and then they ask for points. But which do I declare? The points actually on my license (i.e. the 3 UK ones) or the 2 Irish ones I "have" ?

That's actually a tricky part.
AFAIK Irish insurance companies has nothing to do with penalty points from abroad, so you should not worry about your UK points. Also unless you hold Irish licence, your Irish points are not active...
So IMVHO, you don't need to declare any points, but I might be wrong.

awec

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dharn

cant have it both ways if you are declaring an English licence then you must declare English 3 points

mdd

awec wrote: »

Hi all,

Apologies in advance if this is the wrong forum for this.

I have a full UK drivers license. On that, I have 3 penalty points that I got when I was living in the UK.

I got stopped for speeding while in the south and recieved (and paid) a fine from the Garda and also got a letter saying I had 2 points. These 2 points obviously don't go on my UK license.

My understanding is that the 2 points are sort of held for me, so if I apply for an Irish license at any time in the next 3 years I will automatically have 2 points applied?

Anyway, I am in the process of importing a vehicle and looking at insurance quotes. They ask for my license type, to which I specify full UK, and then they ask for points. But which do I declare? The points actually on my license (i.e. the 3 UK ones) or the 2 Irish ones I "have" ?

Thanks!

I drove in Ireland on a UK licence for 10 years - any points I picked up never accumilated.

In reply - declare the UK points, the Irish ones won't go on your licence.

Henry Ford III

The proposal form will ask about penalty points and also about any accidents, claims or convictions.

I think therefore you should tell them the whole truth.

awec

This post has been deleted.