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Third party, fire and theft for first time driver?

  • 05-08-2012 11:36pm
    #1
    Mugatuu
    Registered Users, Registered Users 2 Posts: 535 ✭✭✭


    Hey guys, so I got my learner permit and car sorted and Im just wondering if you think going with third party, fire and theft for a first time driver is too risky or should I just go fully comprehensive? Both my parents are with FBD insurance and have been for years. I feel like its too much of a risk for a learner driver but with FBD its €600 cheaper to go with third party, fire and theft than it is for fully comprehensive, id be more than willing to go to other insurance companies but my parents are fairly adamant that they want me to be insured with FBD


    Any thoughts / advice would be appreciated!


Comments

  • #2
    vickers209
    Registered Users, Registered Users 2 Posts: 1,478 ✭✭✭vickers209


    Mugatuu wrote: »
    Hey guys, so I got my learner permit and car sorted and Im just wondering if you think going with third party, fire and theft for a first time driver is too risky or should I just go fully comprehensive? Both my parents are with FBD insurance and have been for years. I feel like its too much of a risk for a learner driver but with FBD its €600 cheaper to go with third party, fire and theft than it is for fully comprehensive, id be more than willing to go to other insurance companies but my parents are fairly adamant that they want me to be insured with FBD


    Any thoughts / advice would be appreciated!

    depends on car you will be driving if it a fairly new car you should get fully comp.

    if it an old car worth under 2000 that if you write it off it wouldnt be end of world. third party would do


  • #3
    stevek93
    Registered Users, Registered Users 2 Posts: 3,097 ✭✭✭stevek93


    Would never go comprehensive on my first car.


  • #4
    Mugatuu
    Registered Users, Registered Users 2 Posts: 535 ✭✭✭Mugatuu


    vickers209 wrote: »
    depends on car you will be driving if it a fairly new car you should get fully comp.

    if it an old car worth under 2000 that if you write it off it wouldnt be end of world. third party would do

    Its a 03 Ford Fiesta


  • #5
    stevek93
    Registered Users, Registered Users 2 Posts: 3,097 ✭✭✭stevek93


    Mugatuu wrote: »
    Its a 03 Ford Fiesta

    Id just work out what is the cheapest first and if comprehensive isnt to fair ahead of thrid party fire and theft id go with comprehensive then.


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