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Comparison of Investment fund costs

  • 28-07-2012 11:13am
    #1
    Registered Users, Registered Users 2 Posts: 5


    HI there...

    Anyone know of a good comparison website for Irish investment funds?

    The returns are one thing, but the fees and charges are a minefield (i.e. extortionate IMHO).

    What I am looking for is comparison of annual management charges and allocation rates across the various funds. Each of the companies publish these so I was wondering is there a site which gathers them together??

    Thanks in advance


Comments

  • Registered Users, Registered Users 2 Posts: 307 ✭✭dricko_lim


    kaliber wrote: »
    HI there...

    Anyone know of a good comparison website for Irish investment funds?

    The returns are one thing, but the fees and charges are a minefield (i.e. extortionate IMHO).

    What I am looking for is comparison of annual management charges and allocation rates across the various funds. Each of the companies publish these so I was wondering is there a site which gathers them together??

    Thanks in advance

    I work here give them a call monday and theyll give you the info. ;)


  • Registered Users, Registered Users 2 Posts: 542 ✭✭✭Liam D Ferguson


    kaliber wrote: »
    HI there...

    Anyone know of a good comparison website for Irish investment funds?

    The returns are one thing, but the fees and charges are a minefield (i.e. extortionate IMHO).

    What I am looking for is comparison of annual management charges and allocation rates across the various funds. Each of the companies publish these so I was wondering is there a site which gathers them together??

    Thanks in advance

    When you buy into a unit-linked fund, there are two broad forms of charges: -

    (1) Charges on the product

    (2) Charges on the fund itself

    While the second will be common to anyone investing in the same fund, the first will depend on what sort of structure your intermediary has set up for you. Brokers and other intermediaries have a wide range of charging structures to choose from, for every product. So you could buy into the exact same fund using two different brokers and the charging structure will be different for each.

    For this reason, it wouldn't be practical for anyone to publish a list of all possible charging structures on all the different funds available in Ireland.


  • Banned (with Prison Access) Posts: 96 ✭✭bull_ring


    kaliber wrote: »
    HI there...

    Anyone know of a good comparison website for Irish investment funds?

    The returns are one thing, but the fees and charges are a minefield (i.e. extortionate IMHO).

    What I am looking for is comparison of annual management charges and allocation rates across the various funds. Each of the companies publish these so I was wondering is there a site which gathers them together??

    Thanks in advance


    all those funds are a huge rip off , irish life are especially bad

    i would never put money in any managed fund after nothing but bad experiences

    you can choose any number of vanguard etf,s with miniscule fees ranging from 0.15 to 0.50 , managed funds with irish banks are often up to 5% per annum , theese etf,s can be bought through any stockbroker online account for a small broker fee

    in my opinion , their are only three etf,s you need , one which tracks the u.s s+p , one which covers europe and one which covers emerging markets ( china , brazil , russia etc )


    google yahoo finance and type in the following tickers

    VOO = tracks the S+P 500
    VGK = a basket of british , french , german and european stocks
    DEM = this isnt a vanguard , its wisdom tree but tracks high yielding emerging market companies like china mobil


    if ETF,s are not your thing , thier is a decade old mutual fund known as the vanguard wellington fund , it has a mix of 80% stocks = 20% bonds , you can buy it through a broker aswell , ticker is VWELX


    one important thing to remember is investments should be entered into for the long term , at least ten years


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