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Need to Register a Judgment?

  • 26-07-2012 1:34pm
    #1
    Predalien
    Closed Accounts Posts: 946 ✭✭✭


    Having been told different things by different people I'm a bit confused...
    Is there any need to register a judgment in order to obtain a judgment mortgage or an execution order? I can't see any need to register the judgment for this purpose but would be grateful if anyone could clarify the matter for me.


Comments

  • #2
    ifiwasonlyrich
    Registered Users, Registered Users 2 Posts: 10 ✭ifiwasonlyrich


    If it ain't 'registered' it don't exist.....:)


  • #3
    Farcear
    Registered Users, Registered Users 2 Posts: 618 ✭✭✭Farcear


    Registering the judgment just means publishing it in the official gazette. It's a "name and shame" tactic that does nothing in an of itself.


  • #4
    Our man in Havana
    Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    Credit rating agencies only pick up registered judgements. That is the only benefit.


  • #5
    juke
    Registered Users, Registered Users 2 Posts: 1,673 ✭✭✭juke


    Predalien wrote: »
    Having been told different things by different people I'm a bit confused...
    Is there any need to register a judgment in order to obtain a judgment mortgage or an execution order? I can't see any need to register the judgment for this purpose but would be grateful if anyone could clarify the matter for me.

    Ok - I'm approaching this from the point of view of simple debt collection.

    An Execution Order is the order you obtain from the Circuit Court confirming you are owed a debt.

    You can register it the High Court Judgement Register - and it will then appear on legal searches and in Stubbs Gazette (although I was under the impression Stubbs also publish unregistered judgements).

    You do not need to register it there, if you want to:
    a. Send it to the Sheriff
    b. Register it as a Judgement Mortgage


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