Drink Driving Appeal and Insurance Costs if Successful

enter_name

Hi,

So a friend of mine was put off the road for three years and given a €400 fine about a year and a half ago. He crashed his car after drinking a fair bit and was taken to the station where a breath test revealed he was intoxicated. Since half the life of the ban has elapsed now he can appeal apparently and have the ban brought down to two years.

Does anyone know what the likelihood of him getting the ban reduced is? He hasn't done anything wrong since the offense, kept a steady job, not tried to drive untaxed and uninsured, etc. What else would the judge need before accepting the appeal?

Also, does anyone have any experience of trying to get insured after a ban has ended? Your licence is endorsed for three years so that can't be too good. What would he expect to pay for insurance on a 1.4l €10,000 hatchback for example? He's in his 30s.

Would love to hear from anyone with some experience with this.

Thanks

Procrastastudy

Has he sought counseling / treatment for his alcohol problem? If not that might be a first step.

I as a provisional / LP holder pay around a grand a year for insurance on a Fiat 500 worth about the same. There are specialist insurance companies that will set his excess at around €3,000 - €5,000 to keep your premiums down for this type of issue.

nuac

As GCDL said he would have to be able to satisfy the judge that he has addressed his drink problem - either given up the drink or has it under control.

Talk to a solicitor practising in that court who will know what that judge's requirements are.

Need to have full details of the conviction, whether fought or a plea the bureau reading, any third party claim arising sorted..

Cannot take the remission for granted - must be a valid reason for getting the licence back - essential job or family use etc

Attitudes towards drunk driving are hardening by the month

as regards insurance, as far as i am aware the most an insurance company can levy is 100%, which makes sense to me!

so i guess double what he used to pay, thats it.

gustafo

bubblypop wrote: »

as regards insurance, as far as i am aware the most an insurance company can levy is 100%, which makes sense to me!

so i guess double what he used to pay, thats it.

yep that's about right, before i was nabbed i was paying about 380 a year then when i went back on the road it was just over 700, saying that i still had my full no claims bonus as i got my licence back before the 2 years lapsed,

i found easyquote.ie were the best for insurance for drink driving at the time.

Delancey

bubblypop wrote: »

as regards insurance, as far as i am aware the most an insurance company can levy is 100%, which makes sense to me!

so i guess double what he used to pay, thats it.

To my knowledge the increase is usually substantially more than 100% , as mentioned above many convicted drivers can only get insurance at huge cost and with a huge excess.

snor

Ex pays €250 a month (after a 2 year ban) with his original insurer - most probably did not look around though. He is in his late 40s (physically that is - not mentally:D)

enter_name

gustafo wrote: »

yep that's about right, before i was nabbed i was paying about 380 a year then when i went back on the road it was just over 700, saying that i still had my full no claims bonus as i got my licence back before the 2 years lapsed,

i found easyquote.ie were the best for insurance for drink driving at the time.

Thanks for all the replies so far guys, been really helpful.

So if less than 2 years have passed since his insurance ended then he should still be entitled to a full no claims discount if he had full no claims bonus protection when he crashed?

source

enter_name wrote: »

gustafo wrote: »

yep that's about right, before i was nabbed i was paying about 380 a year then when i went back on the road it was just over 700, saying that i still had my full no claims bonus as i got my licence back before the 2 years lapsed,

i found easyquote.ie were the best for insurance for drink driving at the time.

Thanks for all the replies so far guys, been really helpful.

So if less than 2 years have passed since his insurance ended then he should still be entitled to a full no claims discount if he had full no claims bonus protection when he crashed?

Unless he made a claim or there was a claim made against him when he crashed.

OldmanMondeo

enter_name wrote: »

not tried to drive untaxed and uninsured, etc.

Since his licence was taken, IF he was driving he would have been uninsured. Also he would have been breaking the law.

MagicSean

snor wrote: »

Ex pays €250 a month (after a 2 year ban) with his original insurer - most probably did not look around though. He is in his late 40s (physically that is - not mentally:D)

Most probably he lied.

Our man in Havana

Paying that much I doubt it.

MagicSean

Our man in Havana wrote: »

Paying that much I doubt it.

My mistake, I thought it was €250 a year